Chief Data Officer: talento analítico al servicio del negocio No voy a negar que tengo una perspectiva privilegiada. Desde SAS, la compañía que creó el nicho de la innovación en Analytics hace 42 años , observó cómo el análisis de la información está transformando nuestro entorno positivamente: negocios con mayor
여전히 많은 금융 기관들이 국제회계기준(IFRS; International Financial Reporting Standard) 9를 준수하기 위해 애쓰는 가운데, 2021년부터 시행될 새로운 규정인 IFRS 17에 대한 부담이 보험 업계 전반에 긴 그림자를 드리우고 있습니다. 이미 IFRS 9의 새로운 보고 기준은 은행과 금융 기관에 전혀 새로운 차원의 거버넌스와 통제를 요구하고 있으며, 각 기관은 이를 지원하기 위해 IT
Todd Wright says the risk of fines for GDPR noncompliance may pale in comparison to the risk posed by reputation loss.
일본의 한 보험 회사가 올해부터 보험 계약 절차와 정보 조회 등 사무 작업의 90%를 인공지능(AI)으로 대체, 전사 업무 부담을 20% 가량 경감할 것으로 발표하며 이목을 모았습니다. 국내에서도 이처럼 보험과 IT 기술을 융합한 인슈어테크(Insure + Tech) 서비스가 속속들이 출시되며 보험 업계의 비즈니스 모델이 빠른 속도로 다각화되고 있는데요. 오늘은 보험 선진국으로 평가 받는 유럽의
Die Abbildung einer möglichen zukünftigen Situation ist eine Kernaufgabe des Risiko-Managements. Dazu werden unterschiedlich komplexe Modelle mit möglichen Szenarien durchgerechnet. Hierbei erhält man pro Szenario und Vorhersage-Zeitpunkt ein Ergebnis. Bei mehrperiodischen Vorhersagen (z. B. bei Kredit-Portfolien oder Lebensversicherungen) gibt es pro Szenario einen Ergebnis-Pfad. Im Folgenden zeige ich, wie man mit
In my previous post, I described a new options to control the widths of the caps for Whiskers, Error and Limit bars. This topic could have been titled "Little things go a long way", as such details really make for a good graph. In a similar manner, another detail issue
The SG procedures and GTL statements do a lot of work for us to display the data using the specified statements. This includes setting many details such as arrow heads, line patterns etc, including caps. Often, such details have a fixed design according to what seems reasonable for most use
Autounfall und positives Kundenerlebnis? Wie passt das denn zusammen? Vor einigen Monaten ist es dann doch passiert: einmal unaufmerksam gewesen und Auffahrunfall in der Stadt verursacht. So ein Mist! Nicht wirklich schlimm – nur ein bisschen Blechschaden, aber super ärgerlich … Nachdem das Auto abgeschleppt und der erste Ärger verflogen
In the previous post, I discussed creating a 2D grid of spark lines by Year and Claim Type. This graph was presented in the SESUG conference held last week on SAS campus in the paper ""Methods for creating Sparklines using SAS" by Rick Andrews. This grid of sparklines was actually the
The 25th annual SESUG conference was held at in the SAS campus this week. I had the opportunity to meet and chat with many users and attend many excellent presentations. I will write about those that stood out (graphically) in my view. One excellent presentation was on "Methods for creating
Once in a while you run into a pesky situation that is hard to overcome without resorting to major surgery. Such a situation occurs when you have a stacked bar chart with a discrete legend positioned vertically on the side of the graph. A simple example is shown below. title
When a plot is classified by one or more variables, the different classes values are displayed in the graph either by position or by using different plot attributes such as color, marker shape or line pattern. For plots that display the visual by a filled area (bar, bin, band, bubble,
Plot statements included in the graph definition can contribute to the legend(s). This can happen automatically, or can be customized using the KEYLEGEND statement. For plot statements that are classified by a group variable, all of the unique group values are displayed in the legend, along with their graphical representation
Last year, a user asked about creating a "Turnip Plot" as used in this study of Caesarian Section Rates. Primarily, this is similar to a histogram on the y-axis for each unique value on the y-axis. A marker is drawn for each occurrence, starting from the center. Back then, I
The previous post on Multiple Blank Categories showed how to include multiple blank categories on the axis. But, given the purpose for this was to separate different segments in the data, I also included ideas on how to segmented a discrete axis using reference lines or Block Plot. A similar idea
Wo steht eigentlich die europäische Versicherungswirtschaft in puncto Advanced Analytics, KI und Automatisierung? Erleben wir, dass gerade auch in der Assekuranz traditionelle Verfahren der Datenanalyse mit dem Begriff „maschinelles Lernen" überklebt werden? Oder ist die Branche hier schon deutlich weiter? Sind beispielsweise echte Chatbots wirklich schon allgegenwärtig? Aktuelle Einblicke gibt
Off and on, users have expressed the need to include multiple blank categories on a discrete axis. Often, this is desirable to separate groups of bars (or categories) in a graph due to some difference their definition. Such a case was discussed in this blog article on using non breaking
ODS Graphics procedures primarily strive towards the following goal: "Make simple graphs easy and complex graphs possible". SGPLOT procedure allows you create simple graphs with a single plot statement, and create complex graphs by layering together or combining multiple plot statements. Generally, the appearance follows the guidelines set by industry
Als ich neulich mal wieder auf der Autobahn unterwegs zu einem Kundentermin war, habe ich im Radio einen Beitrag gehört, der mich stutzig machte und zum Nachdenken brachte. In dem Beitrag ging es darum, dass eine Fitnesskette demnächst das größte Fitnessstudio der Welt in Deutschland eröffnen will. Und der Clou
SAS 9.4 maintenance release 5 was released on Sept 19, 2017. This release includes many new items including integration with SAS Viya and SAS Studio, a web application for SAS development. Also Included with this release are some cool new features in the graphics domain, some of which were requested
La oportunidad de participar en un foro exclusivo para el sector asegurador, lo mismo que el tema principal consideraba las tendencias técnicas relacionadas con la inteligencia del cliente con la facultad de inclusión de las acciones de éstos. Una semana después, mientras que abría una reunión con un cliente que
On a recent visit to an In-House Users Group meeting at a Pharmaceutical company, I presented a 1/2 day seminar on creating Clinical Graphs using SG Procedures. Polling the audience for their experience with these procedures indicated that many SAS users are not familiar with these new ways to create graphs. So,
Editor's note: Tiffany Carpenter, Head of Customer Intelligence, SAS UK & Ireland sizes up the benefits of the two technologies and offers up a solution to businesses wanting the best of both. With constant pressure on profit margins, organisations need to strike a balance between improving cost efficiencies and customer
Einschränkungen durch starre Strukturen und Prozesse Die Abläufe im Kreditrisiko basieren oft noch auf alten Strukturen und Prozessen. Das betrifft die Methodik und die darunterliegende Technologie, aber auch die organisatorischen Prozesse und Informationsaufbereitung für die Entscheidungsträger. Geschwindigkeit und Flexibilität sind gefragt Dabei werden die Anforderungen der Regulatorik, aber auch der
With Hurricane Irma recently pummeling pretty much the entire state of Florida, I got to wondering where past hurricanes have hit the state. Let's get some data, and figure out how to best analyze it using SAS software! I did a bit of web searching, and found the following map
I suppose we've all been watching Hurricane Irma rip through the Caribbean like a giant buzzsaw blade, with wind speeds over 180mph. This is one of those rare Category 5 storms. But just how rare are Category 5 hurricanes? According to the Wikipedia page, hurricanes with wind speeds >=157mph are
Die EU-Datenschutz-Grundverordnung kommt näher – ausweichen oder draufhalten? In den letzten Wochen hatte ich die tolle Gelegenheit mit zahlreichen Kunden und Partnern über die neue EU-Datenschutz-Grundverordnung (DS-GVO) zu sprechen. Die Meinungen und Erwartungen sind dabei wirklich außerordentlich breit gefächert. Das ist nicht weiter verwunderlich, denn das Thema hat zuletzt stark an
Think big, start small, take the analytics-driven approach You want to be a customer-first organisation, but are the benefits worth it? Forrester reports that customer experience leaders enjoy 17 percent CAGR (compound annual growth rate) as opposed to laggards at 3 percent.[1] Organisations of all shapes and sizes are embarking on
En el lenguaje de marketing, mucho hablamos de implementar estrategias digitales omnichannel y gestionar la experiencia de cliente de extremo a extremo. Si bien hay bastantes soluciones (mapas de viaje del cliente, diagramas de ciclo de vida) y tecnologías (motores de optimización, procesamiento de secuencias de eventos y automatización de marketing)
Wenn es darum geht, mit Daten zu arbeiten, dann ist der klassische SAS Datastep eines der wirksamsten Werkzeuge, das uns zur Verfügung steht. Es ist sehr einfach, mithilfe von Datenauswahl, Formeln und Bedingungen im Datastep sowie in spezifischen SAS Prozeduren zu Ergebnissen zu kommen. Hieraus sind in der Praxis umfangreiche
