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Risk Management

See how to manage risk to drive efficiency and compliance

Risk Management

Tony CartiaJanuary 30, 2020 0

The new key elements in risk modeling and decisioning

Today’s business banking models are changing. Internal rating models enjoyed the spotlight for a long time, but new topics are already catching on. Machine learning and artificial intelligence are key new elements in addition to traditional techniques for model development. EU and international regulators have also taken an active interest

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Analytics | Risk Management

Javier Alexander Rengifo

Javier Alexander RengifoJanuary 30, 2020 0

¿Cómo impacta la Inteligencia Artificial a la gestión del riesgo crediticio?

La gestión del riesgo de crédito, también conocida como gestión del riesgo crediticio, es uno de los principales desafíos que enfrentarán empresas de sectores como el financiero, el asegurador, de telecomunicaciones o comercio en este 2020. Es frecuente que muchas de estas empresas lo hagan pensando en dar cumplimiento a

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Banking | Insurance

Risk Management

Enzo Roccasalva

Enzo RoccasalvaDecember 23, 2019 0

Sommelier de Riesgo - Entrega 6: “Riesgo Mercado: Metodologías y Pruebas de Stress”

“Lo que sabemos es una gota de agua; lo que ignoramos es el océano”

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Risk Management

Enzo Roccasalva

Enzo RoccasalvaDecember 17, 2019 0

Sommelier de Riesgo - Entrega 5: Técnicas de modelización en seguros utilizando SAS

“Los seguros no se piensan… se toman, porque los siniestros no se planean... llegan” Hoy nos sumergiremos en la actividad aseguradora, pero no sin antes mencionar que en el mundo de los sommelier se comenta, con humor, que los seguros son como el vino… si usted no nota la diferencia

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Risk Management

Hidden Insights: Changing the game in risk management

Giada Scalpelli

Giada ScalpelliNovember 7, 2019 0

Changing the game in risk management

What precisely, then, is needed in risk management? Users want a user-friendly interface, so that they can find what they need.

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Risk Management

Hidden Insights: Navigating with 'what if'

Peter PlochanOctober 24, 2019 0

Navigating with 'what if'

Risk and finance teams know more about each other’s worlds than at any time since risk emerged from finance.

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Risk Management

Terisa RobertsOctober 23, 2019 0

Proving the Value of Next-Generation Risk Modeling

Quantitative risk and finance modeling is no different. Data scientists use a mix of old and new technologies and algorithms.

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Analytics | Customer Intelligence | Risk Management

Sofia RealSeptember 27, 2019 0

Uma geração de clientes | SANTANDER TOTTA

A relação do SAS com o Banco Totta & Açores – que entretanto se fundiu com o Banco Santander, dando origem ao Banco Santander Totta, uma das maiores instituições financeiras a atuar em Portugal – data de 1998, com sete users PC e a implementação do SAS Warehouse Administrator. Nos

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Analytics | Risk Management

Luis BarrientosSeptember 3, 2019 0

La tecnología analítica: el mejor aliado estratégico en la planeación de capital

En los últimos años y en particular este año, la mayoría de las empresas financieras han estado experimentando un significativo cambio de paradigma: pasar de la “medición del riesgo” a la gestión del negocio a partir de su riesgo. Los desafíos, que imponen actualmente la economía mundial y regulaciones de

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Banking | Insurance

Risk Management

Enzo Roccasalva

Enzo RoccasalvaSeptember 2, 2019 0

Sommelier de Riesgo: Entrega 4 – Riesgo de Liquidez y Riesgo de Tasa de Interés

“La liquidez es el oxígeno de un sistema financiero” Ruth Porat “El mercado puede permanecer irracional más tiempo del que usted puede permanecer solvente”

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Risk Management

Enzo Roccasalva

Enzo RoccasalvaSeptember 2, 2019 0

Sommelier de Riesgo: Entrega 3 - Riesgo Operacional

“Lo que no se define no se puede medir. Lo que no se mide, no se puede mejorar. Lo que no se mejora, se degrada siempre.” William Thomson Kelvin, físico y matemático británico (1824 – 1907) Todo sommelier tiene conocimiento que en el proceso de elaboración de vinos existen

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Analytics | Risk Management

Mario Alberto Muñoz

Mario Alberto MuñozJuly 31, 2019 0

La Inteligencia Artificial y su impacto en el scoring crediticio

La transformación digital en el sector financiero ha llevado a que la actividad bancaria haya pasado de un mercado de demandantes a un mercado de oferentes. Esto, lo que quiere decir, es que las personas que van a las oficinas a pedir préstamos son cada vez menos; ahora los oferentes

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Banking | Government

Analytics | Risk Management

Der Stress ist vorprogrammiert: EBA-Methodikentwurf für den Stresstest 2020 steht

Matthias PistonJuly 26, 2019 0

Der Stress ist vorprogrammiert: EBA-Methodikentwurf für den Stresstest 2020 steht

Nach dem Stresstest ist vor dem Stresstest. Getreu diesem Motto können (oder besser gesagt: müssen) sich Banken auf die regelmäßige Übung vorbereiten. Nachdem die Ergebnisse des Stresstests 2018 bekannt gegeben wurden hat die Europäische Bankenaufsichtsbehörde (EBA) am 25. Juni 2019 die Methodik für den nächsten zur Diskussion gestellt. Man kann

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Analytics | Risk Management

Matthias PistonJuly 11, 2019 0

Den Spagat bewältigen: agile Risiko-Analyse mit SAS

BCBS 239 verlangt es, der Fachbereich braucht es, die IT-Abteilung will es, und kaum eine Bank hat es: ein leistungsfähiges Tool, das die Anforderungen an die explorative Datenanalyse genauso erfüllt wie die Vorgaben für das Risiko-Reporting. Beides zu schaffen, ist in der Tat ein Spagat. Auf der einen Seite stehen

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Analytics | Programming Tips | Risk Management

Frederik Vandenberghe

Frederik VandenbergheJune 18, 2019 0

Deploy SAS Viya on AWS - Quick Start

As a data scientist, did you ever come to the point where you felt the need for an evolved analytics platform bringing together the disparate skills of open source and commercial software? A system that can enable advanced analytic capabilities. This is now possible and easy to implement. With many

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Analytics | Risk Management

La analítica será un aliado clave en materia regulatoria para 2018

Luis BarrientosJune 4, 2019 0

Para el sector financiero las soluciones de analítica son vitales en el cumplimiento de IFRS 9

Los orígenes de la crisis hipotecaria subprime en septiembre de 2008 se encuentran en una burbuja, en la sobrevaloración de activos (en este caso inmobiliarios) a través de bursatilizaciones hipotecarias en Estados Unidos. Esto vino a sumarse a un entorno de bajas tasas de interés y presiones por generar ganancias

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Risk Management

Diego Julian Coca

Diego Julian CocaMay 20, 2019 0

¿Qué trae de nuevo IFRS17? – Principales retos y desafíos.

La IFRS17 trae consigo retos y desafíos que deberán ser abordados por el sector asegurador y reasegurador con la importancia que el caso amerita, no es un simple ajuste a la contabilidad, sino que tendrá un impacto considerable en las operaciones de las compañías de seguros y de manera más

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Risk Management

Hidden Insights: The need for closer integration between risk and finance

Anders LanggaardMay 16, 2019 0

The need for closer integration between risk and finance

A long time ago, I was working on analytics in a bank, primarily in the area of risk. One project I worked on was about working out which products were profitable to help clean up the product portfolio. The project involved people from both risk and finance. As we worked

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Advanced Analytics | Analytics | Risk Management

Enzo Roccasalva

Enzo RoccasalvaMay 6, 2019 0

Sommelier del Riesgo Entrega 2: Backtesting Riesgo de Mercado

“In God we trust, all others must bring data” - Dr. W. Edwards Deming En el mundo de los sommelier se denomina cata a la acción encaminada a examinar, valorar, comparar o identificar vino (te o café, etc.) mediante el empleo de un análisis realizado con nuestros sentidos: es lo

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Banking | Insurance

Analytics | Artificial Intelligence | Risk Management

Jeanne (Hyunjin) ByunApril 29, 2019 0

SAS, “금융 리스크 전문가 81%, 인공지능(AI) 기술 효과 누려”

SAS, “금융 리스크 전문가 81%, 인공지능(AI) 기술 효과 누려” 프로세스 자동화·신용 평가·데이터 클렌징 분야에서 가장 큰 AI 도입 효과 나타나 응답자 절반 이상(52%) AI 활용 기술 격차 체감 2019년 4월 24일, 서울 – 세계적인 분석 선두 기업 SAS(www.sas.com/korea)와 국제재무위험관리전문가협회(GARP, Global Association of Risk Professionals)가 발표한 ‘금융권 리스크 관리 분야의 인공지능

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Banking | Insurance

Analytics | Risk Management

Anders LanggaardApril 25, 2019 0

3 challenges banks must overcome to thrive

Banks increasingly face challenges that put pressure on the bottom line. In this post, I’ll focus on the threats that affect the risk departments of banks. In my view, there are three critical areas. The 3 core challenges 1. Regulatory and accounting demands The first is increased regulatory and accounting

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Risk Management

Giada Scalpelli

Giada ScalpelliApril 13, 2019 0

What’s next for risk management?

Which topics and priorities will be the focus for chief risk officers in 2019? A range of experts and representatives of major banking institutions addressed these questions at a recent event, CRO and CFO Banking Agenda 2019, organised by CeTIF, the Research Center on Technologies, Innovation and Financial Services, in collaboration

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Risk Management

Tony CartiaApril 11, 2019 0

Stepping up from model governance to model risk management

The number of models used by large operators in the financial sector is increasing by around 10 to 25 percent per year. Most of the new models are designed to meet business needs, such as pricing, the definition of strategic plans and the management of liquidity. Some, though, are for

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Artificial Intelligence | Risk Management

Alex Kwiatkowski

Alex KwiatkowskiApril 9, 2019 0

The acceleration of AI in risk management: Getting in with the AI crowd

The recently released results of a new joint survey from SAS and the Global Association of Risk Professionals (GARP) on the use of AI in risk management makes for very interesting reading. Here are the highlights from the study, which involved more than 2,000 participants from across the global financial

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Artificial Intelligence | Risk Management

Alex Kwiatkowski

Alex KwiatkowskiMarch 29, 2019 0

AI: What it is and why it matters in risk management

I recently reacquainted myself with this excellent Executives Guide to AI from our friends at McKinsey & Company. The authors have distilled a complex topic into something easily digestible while avoiding jargon and hyperbole. While not in the CliffsNotes or Bluffer’s Guide category, this Insights article undoubtedly helps the reader

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Analytics | Customer Intelligence | Risk Management

Sofia RealMarch 20, 2019 0

Uma geração de clientes | Millennium bcp

A relação do SAS com o Banco Comercial Português – cujas atividades das operações bancárias se desenvolvem atualmente sob a marca Millennium bcp – começou em 1995, com 5 utilizadores PC Windows. Hoje, passados 24 anos, continuamos junto do maior banco privado português, com a missão de o ajudar a

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Fraud & Security Intelligence | Risk Management | SAS Events

Jeanne (Hyunjin) ByunMarch 8, 2019 0

SAS코리아, ‘SAS 뱅킹 이노베이션 포럼’ 성료

SAS코리아, ‘SAS 뱅킹 이노베이션 포럼’ 성료 인공지능(AI)과 머신러닝 기반 솔루션 활용한 성공적인 금융 디지털 혁신 방안 공유 ATB 파이낸셜·NH농협은행, SAS 바이야로 업무 생산성 향상 및 최적의 고객 서비스 제공 2019년 3월 7일 – 세계적인 분석 선두 기업 SAS(쌔스)코리아(www.sas.com/korea)가 6일(수) 서울 여의도 콘래드호텔에서 국내 주요 금융권 관계자가 참석한 가운데 인공지능(AI)과 머신러닝(ML)

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Risk Management

Lukasz LibudaMarch 6, 2019 0

The continuing challenge of managing model risk

One of the main reasons for the last financial crisis was that some of the analytical models used to estimate risk were incorrectly built and used. Resulting regulations on the US market including the Dodd-Frank Act and the Comprehensive Capital Analysis and Review (CCAR) therefore require the use of an

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Risk Management

Carsten KrahMarch 5, 2019 0

Can model risk management combine business and glamour?

Model risk management is an important issue for companies in a number of sectors. All models – to predict demand, for example, or to support business decision making pose some risk. But both model complexity and regulatory requirements are increasing around the world, and model risk management is, therefore, becoming considerably

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Analytics | Risk Management

Enzo Roccasalva

Enzo RoccasalvaFebruary 26, 2019 0

Sommelier del Riesgo Entrega 1: Riesgo de Mercado

En mi opinión, sommelier no es un título, es un oficio. No se aprende, se vive... Un sommelier es un experto en vinos, él conoce de variedades y sabe cuál se adapta a cada menú. A lo largo del tiempo el concepto de sommelier evolucionó y se aplica a otros

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Banking | Insurance

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