See how to manage risk to drive efficiency and compliance
Some businesses overlook alternative data. That's probably a mistake.
전 세계적으로 기후변화 대응과 지속가능발전을 위한 금융기관의 역할이 강조되고 있습니다. 이를 위한 금융기관의 노력을 지원하기 위해 SAS는 딜로이트와 함께 지난 10월, 금융권 기후 리스크 관리를 위한 ESG 세미나를 개최했습니다. 그 중 일부를 소개합니다. 금융기관이 기후 리스크를 관리해야 하는 이유 기후 리스크는 크게 물리적 리스크와 전이 리스크로 구분됩니다. 물리적 리스크는 농업에
Actuarial practice has always been analytical—so how much is advanced analytics disrupting this element of insurance? We discussed this issue in a recent #SASchat. The importance of competitive pricing Analytics is now being used in more and more areas in insurance, and particularly to tailor pricing more precisely to customers’
Para o Next, a captação diária de dados desde a adesão do cliente é extremamente relevante, e faz um banco digital se manter à frente em tempos atuais, e usando a analogia do universo baseado em dados, a familiarização com o mundo analítico é comum, porque a conexão dos dados
Within both the business world and our personal lives, data is becoming increasingly intrinsic to everything we do. Whether it’s picking which restaurant to order from, a tailored advert or figuring out the quickest route home, data is a part of our everyday decision making. For businesses, the value of
The introduction of the Financial Conduct Authority (FCA)’s new policy on pricing practices in the general insurance market is one of the biggest shake-ups the insurance industry has seen in more than a decade. It’s not just a significant implementation challenge that needs to be delivered in a short deadline.
One of the lesser-known effects of COVID-19 has been on analytical risk models. Around the world, the pandemic has created a new reality. The situation became so unpredictable that financial institutions’ risk models lost their ability to make accurate predictions. Past performance, it turned out, was very definitely not a
Our key workers deserve more than just a round of applause — so why do we still expect the people who have the least to pay the most for banking services? To most people, social justice and the banking sector probably seem like strange bedfellows. Over the past couple of
Una prioridad para enero del 2022 en el sector asegurador, para aquellas entidades que deban cumplir con IFRS 17, pues estará en marcha el paralelo de esta norma. Aunque si retomamos la frase: “No deje que algo importante se vuelva urgente”, esta tarea debería estar en la agenda del staff
Sólo podemos ver poco del futuro pero lo suficiente para darnos cuenta de que hay mucho por hacer...”. Alan Mathison Turing La nube se ha convertido en sinónimo de la forma en que las organizaciones pueden romper las barreras de IT para brindar agilidad, elasticidad y velocidad que tanto necesitan.
Durante o SAS Global Forum 2021, a TIM Brasil apresentou os resultados de seu projeto de Tax Analytics. Na sessão Tax Analytics: Straight to the Bottom Line, Auana Mattar, CIO da TIM, e Gustavo Alves, diretor de finanças administrativas e impostos da operadora, contaram sobre o complexo ambiente tributário brasileiro,
Analyzing climate change business risk helps companies choose the most effective actions.
A solid business strategy addresses insurance accounting standards and much more.
With unemployment at a three-year high, the socio-economic impact of the COVID-19 pandemic has hit the UK hard. While significant progress has now been made on the clinical side of the crisis, and the success of the vaccination programme is a cause for optimism, the impact on the economy will
In 2020 alone, the global losses from natural disasters amounted to a staggering US$210 billion! This is just short of the 2020 GDP of Portugal, or a little more than twice the market cap of HSBC, Europe’s largest bank. The causes of these huge losses include drought-fuelled wildfires, severe floods
4 tips to help insurers comply with regulatory reporting requirements as they move to the cloud.
Go from gridlocked model development to accelerated innovation by moving to the cloud.
Economic, tech and regulatory trends are shifting asset liability management strategies.
SAS Cloud solutions on Azure help banks by delivering reliable stress test results fast.
코로나19가 광범위하게 확산되면서 생산활동 중단, 소비 감소, 교역 감소 등 세계 경제에 심각한 타격이 이어지고 있습니다. 이 충격파를 최대한 완화하기 위해 각국 정부는 다양한 재정적 지원을 투입하고 있습니다. 그럼에도 대부분의 기업과 개인은 코로나19로 경제적 어려움을 겪고 있으며, 이로 인해 은행에서는 다음과 같은 과제에 직면하고 있습니다. 여신관리 코로나19의 영향을 가장 크고
Learn how SAS and Microsoft can help insurers accelerate digital transformation efforts.
“Los encantos de esta ciencia sublime, las matemáticas, solo se revelan a aquellos que tienen el valor de profundizar en ella” Carl Friedrich Gauss ¡Estimados lectores, ha vuelto el Sommelier del Riesgo! En este breve artículo, hablaremos de las metodologías de inferencia de denegados que se utilizan en la construcción
A nivel mundial, los bancos han gastado un estimado de US$321 mil millones en multas desde 2008 por no cumplir con los estándares regulatorios, facilitar el lavado de dinero, el financiamiento del terrorismo y la manipulación del mercado. De hecho, se estima que el total de dinero lavado anualmente en
The more information they have to learn from, the better. Naturally, this will not allow you to predict global pandemics or financial collapses.
Digitalization, big data and AI are changing the role of insurance and, therefore, the role of actuaries. A lot of reports – like McKinsey’s Insurance 2030, Deloitte’s “The Exponential Actuary," or the Big Data and Insurance report by the Geneva Association (a leading think tank of insurance CEOs) depict aspects
Whenever I talk to actuaries across EMEA, they are very consistent in the many anchor points they see for actuarial modernization in order to be future-proof. In this article, I would like to share some of them. Anchor points for actuarial innovation The most time-consuming task is, of course, getting
Since the start of the COVID-19 pandemic, SAS has formed dedicated global teams to predict and monitor the pandemic’s course and identify the likely impact for customers. In Turkey, we have identified three main risk areas for insurers and have set out some strategies to help our clients respond, recover
Twelve years ago, the banking industry suffered deep reputational damage in the wake of the 2008 global financial crisis. Bankers took the blame – in some cases deservedly – for large-scale economic problems that took a severe toll on many of society’s most vulnerable people. The crisis severely shook banks
It is becoming common to attribute huge changes in any sector to part of the global response to the pandemic. I’d argue that the pandemic has simply accelerated changes that were already happening in this sector. To test this hypothesis, I caught up with Alex Kwiatkowski, Principal Industry Consultant for
Katherine Taylor explains how and why new data improves risk models.
