Blogs

Blogs

Predictions

Where ideas meet foresight. SAS experts unpack what’s next – from AI and analytics innovations to trends reshaping industries worldwide.

Artificial Intelligence | Predictions

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Reggie Townsend

Reggie TownsendNovember 13, 2025 0

Reflecting on responsible innovation: A defining moment

I had the privilege of joining the Dean’s Speaker Series at UNC Kenan-Flagler Business School, hosted in partnership with the Kenan Institute of Private Enterprise. My sincere thanks to Dean Mary Margaret Frank, the Kenan Institute team and all who made this event possible. It was an honor to share

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Fraud & Security Intelligence | Innovation | Predictions

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Liz GoldbergNovember 11, 2025 0

Maturing public sector AI to combat fraud, waste and abuse

Across government programs worldwide, the stakes for managing fraud, waste and abuse (FWA) have never been higher. Every dollar lost to fraud is a dollar that could have been used to fund public health, education, or infrastructure. In a previous blog, I discussed the movement toward increasing public sector productivity

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Internet of Things | Predictions

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Heather Hallett

Heather HallettNovember 7, 2025 0

How AI and IoT are powering the next wave of health care delivery

Health care is entering a new era, one that moves closer to where people live. By 2026, the traditional model of care, centered around hospitals and clinics, is giving way to a more decentralized, patient-centric approach. This shift is driven by three converging forces: rising costs, evolving patient expectations and

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Fraud & Security Intelligence | Predictions

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Jason DiNoviNovember 6, 2025 0

You’ve got scale: The past, present and future of phishing’s evolution

Hackers have a major milestone to celebrate this year as the phishing attack turns 30 years old. Phishing attacks can be traced back to the 90s, coinciding with the popularity of America Online (AOL). For those too young to remember, AOL was an early internet service provider that revolutionized the

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Artificial Intelligence | Innovation | Predictions

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Bill WisotskyNovember 5, 2025 0

Quantum computing: Standing at the edge of the next AI revolution

Imagine being dropped into a vast mountain range, such as the Adirondacks and being tasked with finding a specific lake. You are told that the lake is located at the lowest part of the mountain range and the only tools you are given are a compass and a method for

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Internet of Things | Predictions

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Caslee SimsNovember 4, 2025 0

Predicting the future of AI and smarter manufacturing

The term “Internet of Things” has been around for over a decade, but the conversation between SAS Vice President of IoT Jason Mann and Quasar CEO Edouard Alligand shows that the real transformation is only just beginning. The two explored how IoT is moving beyond reactive monitoring toward predictive analytics

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Artificial Intelligence | Predictions

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Franklin Manchester

Franklin ManchesterNovember 3, 2025 0

What’s next after zero-click search? It’s agentic

Recently, AOL discontinued the dial-up tone synonymous with the internet. After 34 years, we will no longer hear the mechanical screech of connecting to the World Wide Web. Nostalgia notwithstanding, this news gives me pause to contemplate what my children will see sunset in their lifetimes. Consider Google today. A

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Customer Intelligence | Predictions

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Andrew Lockhart

Andrew LockhartOctober 29, 2025 0

Choose your own adventure: Business edition

Our daily lives are constructed from a continuous series of choices; some small, some big, some connected, many unrelated. These choices are intentional decisions we make to steer ourselves towards our goals (or away from potential pitfalls). Organizations do this, too, although how and by whom is often unclear. As

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Artificial Intelligence | Innovation | Predictions

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Marinela ProfiOctober 28, 2025 0

How to measure AI ROI in 2026

When companies invest in AI, the first question often asked is: “What’s the ROI?” It's a fair question – but often the wrong one, at least in the way it's traditionally framed. In the early 2000s, no one could give you an ROI calculation for building a website. But they could

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Machine Learning | Predictions | Risk Management

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Stas MelnikovOctober 24, 2025 0

What happens when machine learning meets credit ratings?

A new study spanning more than two decades and more than 500,000 issuer-months presents one of the most accurate and forward-looking models of corporate credit rating transitions to date. By combining machine learning with the SAS® KRIS® 1-year default probability (KDP), the authors show how investors can gain a powerful

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Analytics | Predictions

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Udo SglavoOctober 23, 2025 0

The real AI advantage is trust

When AI projects stall or fail, most leaders assume the culprit is flawed models or immature technology. But research shows the real barrier is trust. The new Data and AI Impact Report uncovered what we call the trust dilemma: the gap between how AI is perceived and how responsibly it’s

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Artificial Intelligence | Innovation | Predictions

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John StultzOctober 22, 2025 0

The new era of procurement starts with agentic AI

Procurement has long been burdened by complexity – slow contract cycles, compliance risks and manual handoffs that eat away at time and efficiency. As AI matures beyond basic chat interfaces and static outputs, procurement leaders are beginning to witness the transition from manual inefficiency to automated agility. What makes agentic

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Artificial Intelligence | Innovation | Predictions

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Colby HokeOctober 20, 2025 0

AI engineering: The discipline that will shape the future

Before we get started, I’d like to acknowledge that we’re inundated with buzzwords – all day, every day. I work in marketing, so I totally understand I’m part of the group to blame (sorry). But hear me out: “AI engineering” not only makes sense, but it’s critical to the future

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Artificial Intelligence | Predictions

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Kimberly Nevala

Kimberly NevalaOctober 16, 2025 0

We trust GenAI – but should we?

Generative AI (GenAI) adoption is skyrocketing, but are leaders putting too much trust in it? The new Data and AI Impact Report found decision-makers trust GenAI three times as much as traditional machine learning, even though machine learning is more mathematically explainable. Just because GenAI seems trustworthy doesn’t mean it

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Artificial Intelligence | Innovation | Predictions

Jennifer Robinson

Jennifer RobinsonOctober 14, 2025 0

What should governments know about AI agents and agentic AI?

Agentic AI is generating excitement and being cheered as the next frontier in automation and decision-making. However, beneath the buzz, lies a sobering forecast: Gartner warns that “over 40% of agentic AI projects will be canceled by the end of 2027, due to escalating costs, unclear business value, or inadequate

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Artificial Intelligence | Innovation | Predictions

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Seema RathorOctober 9, 2025 0

Could synthetic data be the catalyst for the future of credit scoring?

Financial institutions operate in a highly regulated, data-sensitive environment. At the same time, these institutions are under pressure to modernize credit scoring models that balance fairness, accuracy and compliance. The challenge? Most financial institutions lack access to the volume and diversity of high-quality, privacy-safe data needed to fuel these models.

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Artificial Intelligence | Innovation | Predictions

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Vrushali Sawant

Vrushali SawantOctober 1, 2025 0

AI governance isn’t a constraint — it’s your competitive advantage

I've seen firsthand how companies often treat AI governance as a necessary evil – something bolted on after innovation, like installing smoke detectors in a finished building. As both a data scientist building models and an advocate pushing for responsible AI practices, I experienced this dynamic daily. The companies winning

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Cloud | Innovation | Predictions

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Elaina Siverling

Elaina SiverlingSeptember 15, 2025 0

Top 5 challenges SMBs face – and how modernizing to the cloud can help

For small to medium businesses, the pressure to innovate is real, but so are the constraints. Teams are expected to deliver more with the same resources, manual processes and limited budgets. Modernizing analytic workflows often feels out of reach, especially without enterprise-level staff or funding. But change is coming fast.

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Artificial Intelligence | Predictions

Andrew Lockhart

Andrew LockhartJuly 29, 2025 0

Enterprise tech trends SMBs can’t afford to ignore

The future is already here and somehow, it keeps accelerating. Small to midsize businesses (SMBs), in particular, are feeling all the effects of this in real time. From shifting customer demands to tightening budgets and fiercer competition, SMBs are navigating more change than ever. Technology can be a powerful growth

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Artificial Intelligence | Fraud & Security Intelligence | Predictions

Adam NeibergMay 20, 2025 0

What top banks know about tomorrow – backed by primary research

Back when I was in banking, I always looked forward to certain annual vendor meetings and reports. These key partners provided valuable insight into what was happening beyond the four walls of our institution. Their input was essential to helping us assess our market position and refine our strategy. Some

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Artificial Intelligence | Innovation | Predictions

Thorsten HeinApril 28, 2025 0

4 core insurance functions primed to benefit from agentic AI

Agentic AI in insurance has potential to transform insurance. Read four use cases.

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Artificial Intelligence | Innovation | Predictions

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Caslee SimsMarch 17, 2025 0

AI agents are here, but how autonomous should they be?

AI has been largely reactive for years: following human commands, assisting with tasks and providing insights based on predefined rules. But 2025 is shaping up to be the year of agentic AI, where AI agents exist to not just respond to human input but act independently. In the movie I, Robot,

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Fraud & Security Intelligence | Predictions | Risk Management

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Adam NeibergMarch 6, 2025 0

Banking risk management: What does history teach us?

Where were you when the global banking crisis of 2008 hit? I was in banking – marketing, to be specific – and I supported our mortgage department. I vividly recall our bank’s chief risk officer repeatedly refusing to enter the adjustable-rate mortgage subprime lending business. Many banks were eating our

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Artificial Intelligence | Innovation | Predictions

Udo SglavoFebruary 20, 2025 0

SAS experts dish on 2025 tech trends

The world of data and AI is evolving at breakneck speed, with 2025 shaping into a year of breakthroughs and significant challenges. From AI model hallucinations to the role of synthetic data in innovation, industry leaders are grappling with complex issues that will shape the future of technology. I recently

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Analytics | Artificial Intelligence | Customer Intelligence | Predictions

Seema RathorFebruary 18, 2025 0

Customer experience in banking: Change is the name of the game

The rise of digital banking, driven by tech-savvy consumers, has permanently transformed the financial services landscape. Both individuals and businesses now demand seamless, user-friendly experiences, to manage their finances effortlessly across multiple platforms. Generational shifts in expectations Younger generations, including Gen Z and Millennials, have distinct financial expectations compared to

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Analytics | Predictions | Risk Management

Julie Muckleroy

Julie MuckleroyFebruary 3, 2025 0

Seismic shifts: Existing and emerging risks are redefining the future of banking

Once a bastion of stability, the banking industry now finds itself navigating a complex world of evolving risks. From economic uncertainty and geopolitical tensions to AI advancements and climate crises, the industry is navigating a whirlwind of risks that show no signs of slowing down. What worked in the past

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Analytics | Data Management | Predictions

Stu BradleyJanuary 30, 2025 0

Data privacy perspectives: How financial services firms can foster trust in the AI age

Every year, as Data Privacy Week sharpens the focus on protecting personal information, I’m reminded of a customer event a major North American bank hosted at SAS world headquarters. The bank’s chief data officer led a roundtable discussion on generative AI (GenAI) with a group of esteemed data and AI experts. The

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Artificial Intelligence | Predictions

Julie Muckleroy

Julie MuckleroyJanuary 30, 2025 0

Banking’s progression toward AI maturity

Let’s face it – early AI rollouts have been anything but smooth. Standout examples include McDonald’s attempt at using AI to take drive-through orders, which caused customers to plead with the AI to quit adding Chicken McNuggets to their orders. Or, Amazon’s AI-powered HR recruitment tool, which favored male job

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Analytics | Artificial Intelligence | Innovation | Predictions

Franklin Manchester

Franklin ManchesterJanuary 29, 2025 0

Insurance fraud: An AI fight requires new AI moves

Learn how insurers can combat AI-driven fraud, secure data and build trust in an increasingly digital world.

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Artificial Intelligence | Data Management | Predictions

Julie Muckleroy

Julie MuckleroyJanuary 28, 2025 0

Connection points: Decisioning across the enterprise

Many scientists compare the universe to a network of tiny vibrating strings, smaller than subatomic particles. String theory suggests that these strings, as they twist and vibrate give rise to everything around us – matter, energy and even forces like gravity. But this idea of interconnected threads isn’t just confined

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