As technology becomes a central part of how we communicate, learn, and interact with the world, many students in many regions still lack the digital skills needed to unlock their full potential. Bridging this digital divide not only offers a concrete path toward economic prosperity but also is foundational to
The global hype cycle of AI, driven in large part by ChatGPT, is dying down and real-world artificial intelligence (AI) adoption and application are taking hold. Early adopters are reaping rewards, and AI leaders are driving significant change in their business models. Banking as a sector was quick to grasp
A pandemia trouxe grandes desafios crónicos e específicos à atividade das autoridades tributárias – como os atrasos ou mesmo suspensão do pagamento de impostos, a necessidade da digitalização de processos, o repensar formas de tributar novas atividades resultantes de empresas que começaram então a operar digitalmente, etc. – que exigiram
En los últimos años, la ciencia de datos ha experimentado un crecimiento exponencial y se ha convertido en un pilar fundamental para las estrategias de las organizaciones en todas las industrias. Sin embargo, para los data scientist experimentados, el panorama del dato se encuentra en un proceso de cambio constante.
Estamos quase na Semana Santa o que, por ser uma das épocas em que mais viagens se realizam por todo o país, pode apresentar vários desafios à rede rodoviária e aos sistemas de transporte. A variabilidade nos padrões de movimento durante estas datas acrescenta uma camada adicional de complexidade, o
In the ever-evolving landscape of media, understanding how different generations consume content is crucial. Deloitte's report on Digital Media Trends 2023 sheds light on these generational disparities, highlighting a clear shift towards online experiences among younger audiences. This trend presents both challenges and opportunities for businesses, as they grapple with how
Best-selling author and banking industry futurist Brett King once said, “The easiest customer experience isn’t one where you drive to the branch, find a parking spot, wait in line, ask advice, and sign a piece of paper. It’s one where you activate the service you need in real time when
No ano passado, assistimos a uma revolução notável no desenvolvimento de modelos generativos de IA e na sua adoção generalizada por indivíduos e empresas. Dois exemplos claros foram o ChatGPT e o DALL-E da OpenAI que, em apenas alguns meses, conseguiram conquistar milhões de utilizadores em todo o mundo, garantindo
La información certera es la base sobre la que se edifican las empresas, especialmente en un contexto en el que la preparación y la resiliencia son cada vez más importantes. Con el aumento en la cantidad de datos disponibles y la necesidad de aprovecharlos para tener mejores resultados, también hemos
The extreme temperatures that hit the UK in 2022 – the heatwaves of the summer followed by cold snaps in winter – were a reminder that the climate is becoming increasingly volatile. Globally, the weather conditions were even more challenging, with droughts, famines, wildfires, flooding, and hurricanes reported worldwide. All
Atraer, añadir valor o retener clientes no es tarea fácil. Especialmente en un contexto cada vez más competitivo, donde los consumidores que, generalmente apuestan por sus marcas de confianza pero que están abiertos a nuevas opciones, disponen de amplias ofertas atractivas a golpe de click. Recomendar ofertas de valor de forma
No creo que ninguno de los lectores de este post llegue a sorprenderse si les contamos que en SAS estamos al 100% comprometidos con el mundo académico. No obstante, hace casi medio siglo que nuestra compañía nació precisamente en las aulas de una universidad, la de Carolina del Norte. Desde
When I started my career as an actuarial student in the early 2000s, being successful required a good actuarial exam passing rate and good modeling skills in Visual Basic for Applications (VBA) or using SAS® to code. However, just as SAS never stands still in data analytics, the skillsets required for
Ao longo da última década, a inteligência artificial evoluiu para responder à necessidade de gerir grandes volumes de dados, os quais aumentam constantemente, tendo-se tornado uma ferramenta essencial para as empresas. De facto, de acordo com o estudo do SAS Resiliency Rules, 92% dos diretores portugueses acreditam que a IA
La inteligencia artificial y la analítica de datos han tenido un impacto trascendental en el sector de la salud. Gracias a sus numerosos usos en esta industria, los beneficios ya se han extendido desde el área asistencial hasta el campo de la investigación. Recientemente, tuvimos el privilegio de ser anfitriones
A expectativa era grande em torno da comemoração do SAS Innovate Madrid, que aconteceu no passado dia 25 de maio. Ouvimos muitas conversas sobre o que as pessoas esperavam do evento, incluindo o desejo de uma vez mais encontrarem-se cara a cara com clientes, parceiros e colegas da área para falar
On May 25, we took advantage of the presence of the SAS management team at a global level in sunny Madrid to get together with our clients and partners , whom we already consider friends, to address such a fashionable topic as advanced analytics from different angles on our SAS
Durante la última década, la inteligencia artificial ha evolucionado para dar respuesta a la necesidad de gestionar volúmenes ingentes de datos que no paran de aumentar. Ahora, se ha convertido en una herramienta imprescindible para las empresas. De hecho, según nuestro estudio ‘Resiliency Rules’, el 92% de los directivos españoles
In this post, Ajay Agrawal, professor at Toronto's Rotman School of Management, discusses the challenges of unlocking the full potential of AI and ML for businesses and banks. Agrawal explains how the taxi industry in London, UK provides a cautionary tale of the potential impediments to driving value from AI,
GARP and SAS partnered for a survey in 2018 to understand the use of AI & ML models in risk management. Since then, we've seen an increasing demand in the market to credit risk transformation projects (CRTs). Because of that, the survey was expanded in 2022 and has been extended to
It is difficult – one might even say impossible – to talk about partners without mentioning innovation. The two go hand in hand, which is why we regularly honor our partners who demonstrate outstanding innovation in our Excellence in Innovation Award. This year’s winner and finalists innovated across industries and
At governmental and policy level, there is increasing talk about the importance of climate change, and the need to act quickly. There appears to be growing understanding that everyone needs to act. Corporate reporting on environmental, social and governance (ESG) issues has expanded rapidly in the last couple of years,
In 2022, the world adjusted to and worked to recover from a global pandemic and international conflict that displaced millions of families. Energy costs increased sharply and supply chain issues and other disruptions persisted. This contributed to the highest global inflation rate in decades, prompting a domino effect across economies.
In the modern world, hyperautomation is a way to speed up the development and launch of new digital products and processes – but how exactly can this be done? Throughout part 1 and part 2 of this blog series, we’ve been looking at what hyperautomation is and what it looks
Design thinking, also known as collaborative design, is a way of innovating that puts customer needs above everything else. It requires you to observe how people really use products and interact with their environment in a very hands-on way, and feed that into your creative process. Design thinking is not
La disrupción de nuestra vida como la entendíamos hasta ahora ha impulsado y puesto en valor la importancia de la transformación digital. La repentina y urgente necesidad de trabajar desde casa, mientras se mantenía la comunicación con colegas y clientes, avivó un rápido cambio en nuestra forma de trabajar. Esto,
Artificial intelligence (AI) is causing a digital transformation that is changing businesses’ operations. It is likely to bring a sea change compared to the Industrial Revolution. Many challenges with AI are technical, but most failures occur because of poor strategy and execution. Fortunately, there are some steps you can take
Insurers are bracing for serious change as customer journeys continue to transform. IDC FutureScape predicts that by 2024, 50 percent of all policies of non-life and life insurers will be sold through a fully automated personalized insurance engine and client-guided customer journeys, creating stronger brand loyalty. A progressively more complex
The city of Heidelberg, Germany is known for its romantic cityscape, which attracts tourists from all over the world. It also has the youngest population in Germany, thanks largely to the many students at one of Europe's oldest and largest universities. Perhaps less well known is that Heidelberg is twinned
As more businesses embrace their digital transformation journeys, it’s easy to get lost in the cloud hype and overinflate the possibilities of cloud alone. Cloud migration is not a one-stop shop to solve all of an organization’s challenges. Instead, technology leaders need to adopt a cloud-smart mindset to maximize value,
