지불/결제(Payments) 사기는 악의를 가진 누군가가 다른 사람의 개인 결제 정보를 훔치거나 속여 빼낸 다음 해당 정보로 허위 또는 불법 거래에 사용할 때 발생합니다. 새로운 결제 수단이나 서비스가 인기를 끌 때마다 결제 환경과 트렌드가 바뀝니다. 사기범들도 마찬가지입니다. 그들은 새롭고 점점 더 교묘해지는 지불/결제 사기 수법을 개발하여 새로운 환경에 적응합니다. 사기범은 사기를
Introduction In an era of high connectivity and instant gratification, the expectations of customer experience have never been higher. Customers do not simply want but rather expect accessible and responsive communication across a variety of channels. And for organisations, the risks have never been higher. Disgruntled users now have the
1회. 도입 목적과 범위, AML Compliance Analytics Maturity Model 자금세탁 방지 의무가 있는 대부분의 금융 기관과 기업은 자금세탁 방지와 관련된 컴플라이언스 업무 수행을 위해 막대한 인력, 시간, 비용, 노력을 투자하고 있습니다. 자금 세탁 방지 컴플라이언스는 FATF가 설립된 1989년 이후 자금세탁 방지(AML;Anti-Money Laundering), 테러자금조달 방지(CFT; Countering the Financing of Terrorism), 대량살상무기
As we come to the end of the year when gift giving is popular, there is nothing kinder than making something special for family, friends and loved ones. It’s a double win because many products on the shelves today contain chemicals or harmful substances that our bodies are unfamiliar with
The 2021 SAS Hackathon was a major success and teams are now signing up for the 2022 hackathon. We are inviting you to join us. The world has lots of problems in search of answers and it’s your chance to contribute some creative solutions. Here’s what the team from KPMG
Suppose you are creating a craft project for the Christmas holidays, and you want to choose a palette of Christmas colors to give it a cheery holiday appearance. You could use one of the many online collections of color palettes to choose a Christmas-themed palette. However, I didn't want to
It's that time of year again where I get to blend together a holiday song with analytics. This is the eighth year running and the 11th song. For 2021, I decided to take on a more modern holiday song, Arianna Grande's Winter Things. Data Science Things SQL and reporting ain’t
Active gratitude is the feeling you get when a stranger does something nice for you without expecting anything in return. While both are beneficial for our health, there is a statistically significant, positive correlation between active gratitude and pro-sociality (r = 0.374), that is not present with passive gratitude. In other words, random acts of kindness trigger other random acts of kindness to other people, which is both good for us and good for society.
In a previous article, I visualized seven Christmas-themed palettes of colors, as shown to the right. You can see that the palettes include many red, green, and golden colors. Clearly, the colors in the Christmas palettes are not a random sample from the space of RGB colors. Rather, they represent
There is no shortage of challenges associated with the deployment of AI: a lack of access to infrastructure, a lack of skills, and new legislation meant to enforce the responsible use of this evolving technology. But the most consequential questions facing us are innately human. Namely, ensuring human agency, safety
Hyper Automation, 초(超) 자동화 제조, 여신, 물류 등의 산업군 및 마케팅, 영업 등의 직군에 종사하신다면 자동화(Automation)라는 용어는 그리 낮 설지 않은 용어일 것 입니다. 자동화는 인간의 노동 효율을 극대화하기 위해 인간의 개입을 최소화 하고 기계 또는 컴퓨터의 능력을 활용하는 방향으로 진화해 왔습니다. 예를 들어 마케팅 영역에서의 자동화의 경우, 마케팅 전략을
The threat of fraud is ever-present and growing. Organizations lose around 5% of their annual revenues to fraud, and many of them don't take sufficient proactive measures. It's notable that only 56% of organizations conduct investigations of even their worst incidents. That statistic is based on the 2020 ACFE Report
In data visualization, colors can represent the values of a variable in a choropleth map, a heatmap, or a scatter plot. But how do you visualize a palette of colors from the RGB or hexadecimal values of the colors? One way is to use the HEATMAPDISC subroutine in SAS/IML, which
We made bold predictions a year ago about what 2021 would bring. We’re bold enough to do it again for 2022. The pandemic disrupted traditional ways of life in 2021. Remote learning and working became the norm for many. Telehealth took off, and IT modernization accelerated in every industry. 2021
While discussing how to compute convex hulls in SAS with a colleague, we wondered how the size of the convex hull compares to the size of the sample. For most distributions of points, I claimed that the size of the convex hull is much less than the size of the
The clock is ticking as the end of third-party data is near. Safari and Firefox have eliminated third-party cookies and Google Chrome is not far behind. Below are three steps marketers can take to address the changing cookie landscape: Create moments that matter by providing a digital experience that convinces
A team of SAS employees recently participated in a data-for-good project focusing on forest fires in the Amazon. In conjunction with the Amazon Conservation Association (ACA), the team explored options to collect and analyze publicly available imagery and fire data to better understand the drivers for forest fires as well
Whatever you choose to call it – learning loss, learning disruption, or unfinished learning – there is widespread agreement among educators, parents, and other caregivers focused on the needs of K-12 learners that COVID-19-related disruptions had a serious impact on their education. But dig a little deeper and the story
Did you know that the loess regression algorithm is not well-defined when you have repeated values among the explanatory variables, and you request a very small smoothing parameter? This is because loess regression at the point x0 is based on using the k nearest neighbors to x0. If x0 has
In a Q&A with SAS' Udo Sglavo, Xilong Chen of SAS parses the work of 2021 Nobel Prize winners for Economics.
A scatter plot is my go-to graph! It's what I often start with to get a feel for the data ... and I often end up using just a scatter plot. But some scatter plots are better than others ... In this blog post, I create a scatter plot of
When SAS 9 programmers transition to SAS Viya, there are inevitably questions about how new concepts in Cloud Analytic Services (CAS) relate to similar concepts in SAS. This article discusses the question, "What is the difference between a libref and a caslib?" Both are used to access data, but they
Fast-changing payment scams are on the rise. Learn how to fight back.
SAS' Hamza Ghadyali introduces you to JupICL, a SAS field-tested, easy-to-use, customizable image labelling tool that runs entirely inside a Jupyter notebook.
I'm reprising this post I wrote prior to winter break in 2019, about the contrast between the holidays portrayed in commercials and that of real life. This sentiment has only expanded as one might feel whiplash between the uncertainty, grief and injustice observed in the last two years and a
La crisis del Covid-19 ha supuesto un auténtico punto de inflexión en la forma en la que trabajamos. De la noche a la mañana millones de empresas de todo el mundo se vieron obligadas a trasladar sus operaciones al entorno digital, así como la forma de relacionarse con sus empleados,
We as a society should actively involve a divers, non-tech-audience into the discussion in the proper usage of AI – it can not be tech experts only discuss what our everyday life is impacting so much already.
I attended a seminar last week whose purpose was to inform SAS 9 programmers about SAS Viya. I could tell from the programmer's questions that some programmers were confused about three basic topics: What are the computing environments in Viya, and how should a programmer think about them? What procedures
For more than 40 years, we’ve experienced countless great moments with our customers. From helping them solve the world’s most critical problems, to celebrating at our annual SAS Global Forum kickback party, we cherish every experience as much as you do. We continually focus on how to better engage with the wide
In a previous article, I showed how to use theCVEXHULL function in SAS/IML to compute the convex hull of a finite set of planar points. The convex hull is a convex polygon, which is defined by its vertices. To visualize the polygon, you need to know the vertices in sequential
