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Como a IA está sendo usada no combate à fraude e, ao mesmo tempo, para orquestrar fraudes cada vez mais sofisticadas No início deste ano, um fato ocorrido em uma multinacional de Hong Kong mandou um recado importante para profissionais de combate à fraude. Em um incidente sem precedentes, a
In 2012, Harvard Business Review declared the data scientist the sexiest job of the 21st century. Here’s what we knew at the time: big data was (and still is to this day) an enormous opportunity to make new discoveries. We were in the boom of user-generated content from social platforms,
While researching the topic of Latin hypercube sampling (LHS), I read an article by Emily Gao (2019) that shows how to use PROC IML in SAS to perform the algorithm. It is possible to simplify Gao's implementation of Latin hypercube sampling in SAS while also making the computation more efficient.
지난 25년 동안, 대한민국의 금융기관들은 금융 감독기관과 은행, 증권사, 보험사 등 관련 기관들의 꾸준한 노력 덕분에 안정적이고 건실한 리스크 관리 체계를 구축해 왔습니다. 특히, BIS 규제를 준수하기 위한 업무 및 시스템이 정립되어 금융기관의 자본 강화, 리스크 관리 및 리스크 보고의 기본 틀이 마련되었습니다. BIS 규제는 금융기관이 안정성을 유지하는 데 필수적인
En un mundo donde la información viaja a la velocidad de la luz y las decisiones deben tomarse con precisión quirúrgica, contar con herramientas tecnológicas avanzadas ya no es un lujo, sino una necesidad. A pesar del auge de soluciones de analítica e inteligencia artificial, muchas instituciones aún no aprovechan
In most countries, the government sector isn’t the first place people look for technological innovation or the rapid adoption of a proven technology. However, governments everywhere are increasingly under pressure to be more productive and to get better value for taxpayers’ money. Many private sector organizations are looking to AI
At the very heart of the financial world lies a commodity so vast it’s almost immeasurable ... and it’s growing exponentially with potential yet unrealized. Big data – complex structured and unstructured datasets arriving from innumerable sources – is reshaping the global banking industry. Used effectively, big data can support the delivery
As technology becomes a central part of how we communicate, learn, and interact with the world, many students in many regions still lack the digital skills needed to unlock their full potential. Bridging this digital divide not only offers a concrete path toward economic prosperity but also is foundational to
I don’t know about you, but it feels like the year has gone by in a blink – it’s hard to believe we’re already talking 2025 predictions and holiday plans! The year zoomed by so quickly that you might have missed some of our favorite stories of 2024. As you’re
Tomar decisões rápidas, consistentes e baseadas em insights a partir dos dados é essencial para o sucesso de qualquer organização. É nesse contexto que o SAS Intelligent Decisioning se destaca, oferecendo às empresas uma plataforma poderosa para criar e gerenciar fluxos de decisão de forma ágil e integrada. Nesse artigo,
An epic battle is taking place in the world of banking fraud and financial crime. Banks and fraudsters are using the latest technology, and the winner of the war has yet to be determined. While AI and GenAI hold incredible transformative potential for banks and are being used in countless
Para una institución financiera, combatir los casos fraudulentos es un desafío. De hecho, del 17 al 23 de noviembre, para contrarrestar las estafas desenfrenadas impulsadas por la IA, SAS, se une con la Asociación de Examinadores de Fraude Certificados (ACFE) y cientos de organizaciones de todo el mundo para promover
The human body is often described as a well-oiled machine, where each part has a specialized function that contributes to the overall function of the machine. But when one part is damaged, the entire machine can stop working – and it’s often the smallest piece that has the biggest impact.
「金のなる木」という植物があるが、意外にも花が咲くことをご存じだろうか。実は、11月から晩秋から冬にかけて、白や淡いピンクの可憐な花が咲くのだ。もちろん、品種や育て方によって差はあるが、株が大きく成長し、日照や水やりに気を配ることが大切な条件となる。もちろん一定の寒さに当てることも欠かせない。花が咲くと、「幸運を招く」「富をもたらす」「一攫千金」など、縁起が良いとされている。ちなみに、英名は「dollar plant」、まさに金のなる木である。 ところで、マーケティングの世界では、相対的市場シェアと市場成長率を基に商品や事業を4つのカテゴリー、「金のなる木」「問題児」「花形」「負け犬」に分類して分析する手法がある（プロダクトポートフォリオ）。この手法は、ボストン・コンサルティング・グループ（BCG）が開発した「BCGマトリクス」として知られており、例えば、マーケットシェアと市場成長率が高いものは「花形」、成長は高くないがシェアが高い、つまり収益性の高いものは「金のなる木」と分類される。商品戦略としては、取捨選択を行い、負け犬の事業や商品からは力を抜き、金のなる木に力を入れる、といった具合となる。 さて、SASでは様々なトレーニングメニュー（コース詳細とスケジュール）が提供されており、SASプログラミングの初級・中級コースやSAS Enterprise Guideの操作入門、統計初級コースは「金のなる木」に当たり、特に人気が高いため、受講を検討してみてはいかがだろうか。一方で、SASでは分析基礎トレーニングやデータサイエンティスト超入門講座なども提供されており、論理的思考やロジカルシンキング、データ分析のスキルを磨きたい方は、ぜひお問い合わせいただければ幸いである。 2024年12月初旬 相吉
Many of us have fond memories of a Family Feud host saying, “And the survey says…!” as the game show’s answer board lit up, bringing joy or disappointment to the contestants. For some, the host who comes to mind is Richard Dawson or Ray Combs, while today’s fans likely think