글로벌 시장 조사 및 분석 기관 차티스(Chartis) 리서치가 FRAML 솔루션에 대해 실시한 첫 평가에서 SAS를 리더(Leader) 기업으로 선정했습니다. 이와 더불어 SAS는 AML거래 모니터링 솔루션 부문에서도 리더로 인정받아 금융범죄 대응 솔루션 부문에서 SAS의 성능과 신뢰성을 확인받게 되었습니다. <그림 1> FRAML 솔루션 부문 리더 (Source : Chartis RiskTech Quadrant for FRAML Solutions,
Tag: Fraud
2023 delivered a raft of notable bank failures, the largest since the 2008 financial crisis. Silicon Valley Bank and others succumbed to collapse, triggering widespread reverberations and heightened market uncertainty. We also saw a tsunami of AI innovation, expanding fraud and financial crimes, workforce transformation and climate risk. And let’s
La introducción de la Inteligencia Artificial (IA) en múltiples industrias a lo largo de los últimos años ha impulsado una auténtica revolución tecnológica, incluyendo en la detección e investigación de fraude u otros delitos financieros. A pesar de que los avances en esta materia varían según el sector o la
In 2024, fraud and financial crimes are rising in global banking due to an evolving economic environment and expanding technological capabilities that create new opportunities for fraudsters. In 2023, consumer-focused fraud increased, with attackers posing as energy firms, lottery companies and banks to extract sensitive information from unsuspecting victims. Inflationary pressure saw
In a 2009 ACFE report on the 2008 financial crisis, about half (49%) of 500 fraud experts surveyed cited increased financial pressure as the foremost factor driving the year’s fraud surge. It is a testament to what fraud examiners have long understood: fraud never goes away but changes with the
With the holidays and the new year quickly approaching, it's the perfect time to reflect on what to celebrate from 2023 and what to look forward to in 2024! With this in mind, WIA wants to share some of the influential moments it has been a part of and some
Despite the wild ride and changing market conditions of the past few years, global banking has proven to be largely resilient and generally sees a more positive outlook. Inflationary pressures have brought the “low for long” interest rate era to an end (or at least to a sustained pause), allowing
In 2024, we will witness the proliferation of synthetic data across industries. In 2023, companies experimented with foundational models, and this trend will continue. Organizations see it as an emerging force to reshape industries and change lives. However, the ethical implications can't be overlooked. Let’s explore some industries I think
Over the last year, generative AI has captivated the public imagination. Many of us have become newly acquainted with the concept of an approaching Singularity coined by John von Neumann or Nick Bostrom’s Paper Clip thought experiment. Fortunately, Microsoft’s office assistant, Clippy, has yet to dutifully transform our planet into
Medicaid program integrity, in simple terms, is a program that ensures that the funds allocated for Medicaid are used appropriately, that patients receive the care they deserve and that resources aren’t mishandled. But consider this staggering fact: In 2020, the Centers for Medicare and Medicaid Services (CMS) reported that Medicaid
Prepare for the best – and the worst – when it comes to generative AI and health care fraud.
금융 사기 설문 응답자 3분의 2가 금융 사기 경험이 있거나 더 철저한 보안을 원할 경우 이용 업체를 전환하겠다고 응답 보안 인증에 생체정보 활용 선호, 보안 강화 위해 개인 정보 공유 허용 SAS가 최근 16개국 13,500명의 소비자를 대상으로 한 설문조사(Faces of Fraud: Consumer Experiences with Fraud and What It Means for
자금 세탁 방지와 사기 방지 환경의 통합 접근 방안 금융 범죄의 현황과 대응 금융 범죄(Financial Crimes)라 함은 개인적 사용 및 사익을 위해 불법적으로 재산의 소유권을 전환하는 모든 불법 행위를 포함하는 광범위한 용어입니다. 금융 범죄는 다양한 유형의 사기(Fraud), 절도(Theft), 스캠(Scam), 탈세(Tax Evasion), 뇌물 수수(Bribery), 횡령(Embezzlement), 신원 도용(Identity Theft), 위조(Forgery) 등에 의해
Más del 5% de los ingresos anuales de las aseguradoras se pierden ante la perpetración del fraude, del que se registran un promedio de 2 mil 500 casos por año, divididos en 125 países, de acuerdo con la Asociación de Certificadores de Fraude de Estados Unidos. Estas cifras incluyen sólo
In principle, the best method of mitigating fraud is to set up a strong detection system. A system perceived as unbeatable will mean that potential fraudsters are discouraged from attempting anything and move on to easier targets. The premise of deterrence is that a system that detects fraud and abuse
Había mucha expectación en torno a la celebración del SAS Innovate Madrid, que tuvo lugar el pasado 25 de mayo. Escuchamos muchas conversaciones sobre lo que la gente esperaba del evento. Estas incluían el deseo de volver a encontrarse cara a cara con clientes, partners y colegas del sector para
A Fraude no setor bancário não é um tema recente, mas a pandemia e, mais tarde, a guerra tiveram impacto no setor, como aliás demonstra a quarta edição do relatório sobre a cibersegurança em Portugal do Centro Nacional de Cibersegurança (CNCS) "A mitigação progressiva da pandemia e o surgimento de uma
A customer's initial onboarding journey is often the most interaction they will ever have with a company. This series of touchpoints provide the applicant with their first insight into what being a customer will be like. Unfortunately, disjointed and unconnected processes often create gaps for customers to fall through or
앞선 두번의 연재를 통해 자금세탁 방지 기술이 향후 어떤 방식으로 발전되어갈 것인지, 금융기관이 현재 운영중인 자금세탁 환경을 앞으로 어떻게 변화시켜 나가야 하는지를 살펴보았습니다. 이를 위해 SAS는 ‘AML Compliance Analytics Maturity Model’을 제시했고, Maturity Model의 단계를 소개함으로써 현재 각 금융기관이 AML을 위해 내부적으로 어느 정도 데이터 분석을 적용하고 있는지에 대한 자체
Vous vous rappelez ce premier jour du reste de votre vie professionnelle ? Vous avez fini les cours, les examens, ces années d’organisation libre. Tout d’un coup, vous devez intégrer une entreprise. Comprendre le fonctionnement du monde corporate, avec toutes ses particularités. Cela peut être source d’angoisse – et c’est la
Insurers, chief financial officers (CFOs) and actuaries will face overwhelming changes and challenges in the year ahead. These include compliance with new regulatory and solvency standards, pricing insurance premiums in line with inflation and other economic factors, addressing climate risk and ESG concerns, and adapting to new technologies. The impact
With an industry skills gap upon us, an estimated 85% of Fortune 500 organisations are still looking for talent today. SAS remains committed to helping university students with SAS® skills gain work placement with SAS customers today – as they’ve done for over a decade. Westpac is Australia’s first bank
Mesmo após o período mais intenso da pandemia, é exponencial o aumento do número de pessoas que continuam a fazer compras ou acessar serviços financeiros diversos por meio de sites e aplicativos. A Pesquisa FEBRABAN de Tecnologia Bancária 2022 revela que os canais digitais somaram cerca de 80 bilhões de
GARP and SAS partnered for a survey in 2018 to understand the use of AI & ML models in risk management. Since then, we've seen an increasing demand in the market to credit risk transformation projects (CRTs). Because of that, the survey was expanded in 2022 and has been extended to
Fraud remains a huge challenge for governments and inspectors at all levels, as fraudsters today are more successful than ever. Because many cases are so difficult to detect, there is tremendous potential for technologies such as analytics and AI to support investigations. The social inspectorates in Belgium have recently set
By Carl Eastwood, Fraud & Financial Crimes Domain Lead at SAS, and Katarina Garai, CFE - Retail & CSP Fraud Lead at SAS Managing fraud risks in the Communication Service Provider (CSP) industry is no easy task, not least because of the speed at which fraudsters adapt to exploit new
Let me introduce you to the 5 trends in Tax Administrations that Shaun Barry presented at the “Tax Summit in Madrid” last October. What does Smart Cloud mean? Security Data Strategies are on the rise OSINT - Open Source Intelligence The Rise of Cryptocurrency My job today is to present
It is often said that cooperation is key to addressing big, intractable problems. The European Union recently highlighted this with amendments to the Administrative Tax Cooperation Directive. These amendments are designed to improve cooperation between tax authorities on administrative tax and reduce tax evasion and tax fraud.[1] Increasing information exchange
Anyone in the insurance industry knows that fraudsters are becoming more sophisticated and their crimes more difficult to identify. Insurance fraud in the UK costs an estimated £3 billion per year – but only around a third of that is detected. Whilst opportunistic fraud poses a problem to the industry and
Money Laundering has been around for many years. In fact, the term originated in 1920s Chicago, when Al Capone, the original money launderer, “cleaned” the profits of his crimes by cycling the money through a chain of laundrettes that he owned. Nowadays, money laundering uses increasingly innovative and sophisticated techniques,