은행 산업의 경쟁 환경 변화 지난 4월, 국내 최초 인터넷 전문 은행 ‘케이뱅크’는 출범 사흘 만에 신규 계좌 가입자 수 10만 명을 돌파하며 화려하게 데뷔했습니다. 1992년 옛 평화은행 이후 25년 만에 탄생한 신규 은행으로 은행권은 물론 세간의 이목을 집중시켰는데요. 이어서 7월에는 인터넷 전문 은행 2호 ‘카카오뱅크’가 오픈 8시간 만에 10만 계좌,
Parents, I don’t need to tell you three obvious things: Sleep is critical to our well-being (no matter what age you are). Ask any primary care physician or therapist. Tweens and teens need more sleep than they get (need an average of 9-10 hours, but almost half get fewer than
No se sorprenda si su empresa de telecomunicaciones es la que decide el próximo teléfono que usted debe comprar o la aerolínea, el siguiente destino de sus vacaciones: las ofertas que más le convienen, el producto ideal o el servicio que debería contratar es información que ya está en sus
ODER: Wie erstelle ich ein Edge Analytics Case auf Basis von SAS ESP, SAS Streamviewer und eines Modelltrucks? Im ersten Teil wurde die praxisnahe Demonstration von SAS Streaming Analytics anhand eines Modelltrucks beschrieben. Für den Aufbau eines funktionsfähigen Modells, das mit einer Fernbedienung in Bewegung gesetzt werden kann, werden folgende
Correlation is a fundamental statistical concept that measures the linear association between two variables. There are multiple ways to think about correlation: geometrically, algebraically, with matrices, with vectors, with regression, and more. To paraphrase the great songwriter Paul Simon, there must be 50 ways to view your correlation! But don't
From June 6 to 9 the first ever ‘Dutch Data Science Week’ took place in the Netherlands. The week consisted of 4 days in which 28 events took place in 6 different locations. During the week people could attend classes ranging from beginner to advanced levels, visit meetups, participate in
매일 전 세계 수백만 플레이어들이 가상의 전투에서 서로의 탱크를 무찌르기 위해 ‘월드 오브 탱크(World of Tanks)’에 접속합니다. 국내에서도 큰 인기를 끌고 있는 월드 오브 탱크는 벨라루스 게임 개발사인 워게이밍(Wargaming)의 온라인 MMO(대규모 다중 사용자) 슈팅 게임인데요. 등록된 온라인 사용자만 무려 1억1,000만명이 넘습니다. 워게이밍은 목표는 모든 레벨의 플레이어에게 멋진 경험을 제공하는 것으로, 부분 유료(free-to-play)
Die EU-Datenschutz-Grundverordnung kommt näher – ausweichen oder draufhalten? In den letzten Wochen hatte ich die tolle Gelegenheit mit zahlreichen Kunden und Partnern über die neue EU-Datenschutz-Grundverordnung (DS-GVO) zu sprechen. Die Meinungen und Erwartungen sind dabei wirklich außerordentlich breit gefächert. Das ist nicht weiter verwunderlich, denn das Thema hat zuletzt stark an
Everybody GET UP! Want to train the entire body in one exercise? This is it! The Turkish Getup is a multi-joint, multi-movement exercise that incorporates transitioning from the ground to standing. This exercise requires synergy, coordination, and core/shoulder stabilization to increase your functional strength. It may seem daunting, but it is
International Talk Like a Pirate Day is Sept 19 ... which always gets me thinking and wondering about modern-day pirates. Most movies usually focus on pirates from the Golden Age of piracy (a couple hundred years ago), when pirates typically stole ships and booty (treasure). But modern day pirates usually board
What’s new and what’s on the horizon for machine learning and analytics? We asked Kirk Borne, Principal Data Scientist and Executive Advisor at Booz Allen Hamilton, what machine learning technologies he’s watching. He focused his reply on applications, not algorithms. “When I think about what’s new and coming up, I
In my first post of this blog series, we learned how three education customers are using SAS. Today, we'll hear about the positive impact that SAS and analytics are providing for users and the education institutions. In this post, you'll hear from: Linda Sullivan, Assistant Vice President for Institutional Knowledge Management,
A previous article discussed the mathematical properties of the singular value decomposition (SVD) and showed how to use the SVD subroutine in SAS/IML software. This article uses the SVD to construct a low-rank approximation to an image. Applications include image compression and denoising an image. Construct a grayscale image The
In the recent article, “Price-bots can collude against consumers,” the Economist discusses the consumer effects of prices set by price-bots. The article starts with an example of gasoline pricing strategies on Martha’s Vineyard. With a small number of gas stations on the island, the price-bots can cover all competitor prices frequently
I hate hard-coding variable lists in my SAS code. I love the special variable lists SAS provides, like name:, _numeric_, etc. But back in 2011, I wrote a post titled Jedi SAS Tricks - Building a Name Suffix variable list lamenting the lack of a special variable list in base
Widespread flooding. Downed power lines. Broken poles. Failed transformers and breakers. Leaking pipes. Shut down refineries. The toll that a catastrophic storm takes on the energy value chain is significant. A functioning power grid, clean water and reliable fuel sources are critical for public safety and economic recovery. Even with
David Loshin explains how to set up a data catalog that will help you get more value from a data lake.
My daughter is a junior in high school, and for almost every semester she’s taken an online course as part of her studies. This semester she’s taking Spanish 3, an advanced level course where every word of instruction is spoken in Spanish. Each morning she joins the class from our
The singular value decomposition (SVD) could be called the "billion-dollar algorithm" since it provides the mathematical basis for many modern algorithms in data science, including text mining, recommender systems (think Netflix and Amazon), image processing, and classification problems. Although the SVD was mathematically discovered in the late 1800s, computers have
This is the sixth post in my series of machine learning best practices. If you've come across the series for the first time, you can go back to the beginning or read the whole series. Aristotle was likely one of the first data scientists who studied empiricism by learning through
News flash: My favorite SAS code editor is SAS Enterprise Guide. However, my favorite general purpose text editor is Notepad++, and I often find myself using that tool for viewing SAS log files and for making small modifications to SAS programs. Judging from the popularity of this SAS Support Communities
The U.S. was really fortunate in having the recent total solar eclipse pass through so many of its states! This gave lots of people an opportunity to see it, with just a short (or moderate) drive. I think a little kid spoke for all of us when they said "Let's
The Payment Services Directive 2 (PSD2) is a new European-wide regulation that requires European banks to make it easier to share customer transaction and account data (where the customer has given their consent) with third party providers, and it's the current hot topic across the payments industry in Europe. As
What’s your favorite time of day? For me, it’s the morning with a cup of coffee, just as the sun starts to appear on the horizon, emitting a pleasant warm glow. My least favorite part of the day? Mornings without coffee when that same big ball of light makes a
I have been working in the field of Professional Certification and Licensure for roughly 10 years. In that time, I've worked with and observed close to 40 IT certification programs and there has been a recurring question I've encountered at each stop. While it is often phrased differently, it means mostly the same
Die Geburtenrate in Deutschland befindet sich derzeit auf dem höchsten Niveau seit 33 Jahren. Eine erfreuliche Entwicklung, und zugleich stellt es Eltern vor die schwere Entscheidung, welchen Namen der Nachwuchs tragen soll. Zahlreiche Webseiten und Bücher bieten Hitlisten und Namensbeschreibungen an, um die Auswahl zu erleichtern. Oder sollte man das
There is an expression in the military that goes something like this: Military leaders train and prepare for the next war using available information, which typically means they're planning for the last (previous) war -- and that's a recipe for disaster. So what does this have to do with utilities
모든 것을 실시간으로 실행하고, 실시간으로 평가하는 바야흐로 ‘스트리밍 시대’입니다. 길을 걷다가 들리는 음악을 그 자리에서 검색하고 스트리밍으로 재생해 듣습니다. 스마트폰 메신저나 소셜 미디어(SNS)를 통해 바로 공유할 수도 있죠. 월드컵과 올림픽 등 스포츠 경기는 물론 대선 토론과 개표 현황 등 정치 이벤트까지 케이블 TV나 페이스북 라이브를 통해 실시간으로 시청합니다. 기업에서는 어떨까요? 매월,
In this guest blogger post, Chris Gray of Gray Research weighs in on the discussion of forecasting vs. budgeting. Chris Gray on Forecasting vs. Budgeting Generally I agree with Steve Morlidge’s points about the differences between forecasts (or sales plans) and budgets, and the fact that they are unlikely to
All statisticians are familiar with the classical arithmetic mean. Some statisticians are also familiar with the geometric mean. Whereas the arithmetic mean of n numbers is the sum divided by n, the geometric mean of n nonnegative numbers is the n_th root of the product of the numbers. The geometric
