At governmental and policy level, there is increasing talk about the importance of climate change, and the need to act quickly. There appears to be growing understanding that everyone needs to act. Corporate reporting on environmental, social and governance (ESG) issues has expanded rapidly in the last couple of years,
Las diferentes crisis locales y mundiales del presente siglo, al igual que las normas y mejores prácticas del mercado aplicadas y en vías de instaurar, han exhibido los retos del sistema financiero. Situado en el marco de un mercado creciente, competitivo, voraz, exigente e innovador, afianzado, en buena medida, por
La analítica de datos es conocida porque permite detectar patrones y comportamientos para predecir situaciones. Gracias a ella, las instituciones tienen la capacidad de anticiparse a las necesidades de los ciudadanos y poder tomar decisiones. Otra de las aplicaciones que tiene para, por ejemplo, las marcas, es poder recomendar productos
IDC measures advanced & predictive analytics in its annual Worldwide Business Intelligence and Analytics Software Market Shares* report – and has consistently ranked SAS as the #1 market leader for over two decades!
No painel “Desafios e oportunidades da inteligência de dados para o setor financeiro”, Henrique Seije, diretor-executivo de risco de crédito do BTG Pactual, Devanyr Aquino, head de Analytics do Next, e Lee Waisler, superintendente-executivo de prevenção a fraudes do Banco Santander discutiram sobre o futuro do mercado bancário e como passar pelas dificuldades da melhor forma tendo os dados como aliado. Para abrir o debate, os convidados falaram sobre como garantir a melhor experiência do
No painel “Open Banking: A nova era do mercado financeiro”, tivemos a participação de Alex Kwiatkowski, Advisory Industry Consultant de Práticas bancárias global do SAS; Carlos Sovegni, Diretor de Fraude & Security Intelligence do SAS para EMEA, e Sundeep Tengur, Senior Business Solution Manager – Fraude e crimes financeiros do SAS, com a moderação de Angelica Mari, jornalista e comentarista especializada em tecnologia e inovação, para discutir sobre os conceitos do Open Banking e como isso está impactando o mercado financeiro
Uma história de empreendedorismo que se inicia em um café parece comum, não é mesmo? Mas, neste caso, faz parte da história do Pic Pay. O empreendedor Diogo Roberte passou alguns meses do ano de 2012 observando o comportamento em tempo real dentro de um café para entender onde as
El sector bancario está viviendo una profunda renovación a causa de distintos factores. En primer lugar, se enfrenta a la revolución tecnológica que está afectado a todas las organizaciones y áreas de actividad a nivel global. Pero, además, está notando los efectos de un cambio en el sistema financiero que
Deloitte, ses partenaires RCI Bank and Services et SAS ont organisé pour la 3e année consécutive le DRiM Game, LE challenge étudiant dédié à la « data science ». Quatre formations de seconde année de master ont travaillé sur une problématique métier de l’industrie bancaire et relevant de la modélisation
Oggi i modelli di business nel settore bancario stanno cambiando: i modelli di internal rating sono stati a lungo sotto i riflettori, ma nuove tecniche di modellazione stanno già prendendo piede. Machine Learning e Intelligenza Artificiale sono nuovi elementi chiave che si aggiungono alle tecniche tradizionali per lo sviluppo dei
En mi opinión, sommelier no es un título, es un oficio. No se aprende, se vive... Un sommelier es un experto en vinos, él conoce de variedades y sabe cuál se adapta a cada menú. A lo largo del tiempo el concepto de sommelier evolucionó y se aplica a otros
AI seems to be mentioned everywhere these days. But how can AI be used in day-to-day work? Here, Katherine Taylor explains an example of "practical AI" in banking using SAS Visual Data Mining and Machine Learning. She'll explore more business problems and industries in future posts.
Un informe de IDC a nivel mundial indica que los bancos invertirán más de 2,2 billones de dólares en Big Data y Analytics (soluciones que ayudan a la transformación exitosa) en 2018. Se conoció también que la mitad de las grandes entidades bancarias lanzarán al menos unas cinco aplicaciones que
After the financial crisis of 2008, concerns have been raised about “too little, too late” provisioning for loan losses and IFRS 9 is coming to enforce the adoption of a new expected credit loss (‘ECL’) model for the measurement and recognition of impairment. This aims to address concerns and accelerates
Starting in 2018, IFRS 9 will require banks around the world to change their processes for accounting of credit risk. This new impairment standard will move banks from the backward looking incurred loss model into a forward looking Expected Credit Loss (ECL) modelling approach. When talking with banks around the
I have a short attention span. So, imagine my delight when a colleague of mine introduced me to theSkimm. If you are not familiar, theSkimm takes the top news stories of the day and summarizes them quickly, in ways that are easy to understand – and often linked to pop
You might assume that a battle-tested businessman with a gruff exterior and a taste for salty language lacks an inner child, but you’d be wrong. Exhibit A is this little-known fact: I have a soft spot for animated Disney movies. Now, I could try to bluff a bit and say
At most banks, data is stored in separate databases and data warehouses. Customer data is stored in marketing databases, fraud analyses are done on transactional data, and risk data is stored in risk data warehouses. Oftentimes even liquidity, credit, market, and operational risk data is stored separately as well. Bringing
SAS has had a good week. No. 1 in Analytics The company remains No. 1 in advanced analytics -- per IDC and Forrester, not just according to marketers like me. And we remain committed to innovation. Our data visualization offering, SAS Visual Analytics, is now used by more than 500
The start of the year seems to have been full of uncertainty for European financial markets. This seems to apply to everything from Greek debt to bankers’ bonuses and, despite access to so much information about what is happening globally, it remains difficult to understand what is certain fact and
The first quarter of the fiscal year is the time that banking industry analysts provide clients with their vision on the key challenges and solutions in banking for 2012. TowerGroup’s Nicole Sturgill recently wrote that “understanding consumer use of the financial institution’s delivery channels is a critical element” for institutions
There's been a lot of conversation recently around SAS High-Performance Analytics. And, rightly so - it's incredibly cool and applicable to every industry imaginable, including financial services. What if your risk calculations had seen the '08 credit collapse in time? CBS SmartPlanet addresses this (and highlights SAS High-Performance Analytics, with
Bank Systems & Technology just published a special issue focused on "big data" - and how high-performance analytics helps solve the big data problem. Clicking on the cover image will take you to the ebook, so you can flip through 24 pages full of information about the benefits of big data for banking.
One of the hottest topics on today's agenda for financial institutions is FFIEC's recently released guidance supplement calling for layered fraud secuity and authentication. So, during the recent Terrorism Financing and Money Laundering Forum in Cary, North Carolina, a panel discussion on fraud was developed to discuss emerging trends in fraud -
I had the pleasure to be the host of the Risk and Finance Insight Session on the second day of The Premier Business Leadership Series, where we discussed the subject of enterprise risk management and financial stewardship. With global, political and financial upheaval becoming the norm (and during the conference
The first-annual SPARK! Financial Services Executive Summit used an unexpected approach to collaboration to generate unconventional ideas about the future of financial services. The ideas came from enthusiastic and engaged senior executives from across the financial services industry who are all committed to improving the industry’s image in the eyes
We live in a world of digital communications, where social media provides the global population with the opportunity to come together like never before. This has brought a whole new dimension to consumer interaction. It provides instant channels for information exchange, experience and opinion sharing. Social media and multichannel digital
I’m attending a Bank Administration Institute (BAI) event in Las Vegas this week. BAI is well-respected for its research, professional development and networking opportunities for banks and banking professionals. The conference, BAI Retail Delivery, is primarily attended by community banks and large regionals, but the topics are anything but colloquial.
Here's something you don't expect to hear from a banking executive: "The best thing that happened is the financial crisis." Of course, Tonny Rabjerg is not your standard banking executive. He's the Vice President of CRM Systems at Danske Bank. "I know the financial crisis is not good for the
SAS and the Economist Intelligence Unit (EIU) have announced the release of the 2010 EIU report, "Rebuilding trust: Next steps for risk management in financial services," sponsored by SAS. The 2010 report includes the results of an online survey - that attracted 346 global respondents, all executives with risk management