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Our key workers deserve more than just a round of applause — so why do we still expect the people who have the least to pay the most for banking services? To most people, social justice and the banking sector probably seem like strange bedfellows. Over the past couple of
Having the ability to know what the best decision is in any given scenario sounds like a superpower. What may surprise you is that this “superpower” already exists. SAS calls it intelligent decisioning. Decisioning is a powerful tool in the business world. It is useful to both the company and
SAS' Leonid Batkhan reveals how to use versatile iterative DO loops with index variable pertaining to SAS DATA steps.
Assisto Consulting is a management consulting firm delivering analytical and operational solutions for banks and multiple other sectors with a strong focus on financial technology and delivering its tailor-made business solutions. Its partners are all experienced banking professionals with skills in risk management, finance, business development, and marketing, and of
Do you know what a copula is? It is a popular way to simulate multivariate correlated data. The literature for copulas is mathematically formidable, but this article provides an intuitive introduction to copulas by describing the geometry of the transformations that are involved in the simulation process. Although there are
Stephen Hawking, el afamado físico inglés, pronosticó hace años lo siguiente: "Cada aspecto de nuestras vidas será transformado por la Inteligencia Artificial (IA). Este podría ser el evento más grande en la historia de nuestra civilización". Este futuro finalmente es ahora una realidad. En un artículo publicado por Julia Brodsky
Mantener la conectividad y comunicación de los usuarios no ha sido el único reto que han tenido que enfrentar los operadores de telecomunicaciones en este último tiempo. Identificar cómo van cambiando las exigencias de los usuarios, anticiparse a sus necesidades y tratar de asegurarles siempre las mejores experiencias es una
To successfully adapt and reinvent business decisions amid the uncertainty of the past year, organizations have leaned on support from their partner ecosystems. Together, SAS and its SAS Partner community have collaborated to find new answers to customers' toughest challenges and to drive innovation and digital transformation. In honor of this,
Sopra Steria è una società di consulenza, servizi digitali e sviluppo software con sede a Parigi. È stata costituita nel 2014 in seguito alla fusione di Sopra e Steria, due società di servizi digitali e software. Ho incontrato Roberto Balzerani, Director Public Sector, Energy & Telco Italy, per discutere delle
Hippocrates once said, “Let food be thy medicine.” For food vendors, this advice could be communicated another way: Stock more fresh fruit, protein and vegetables. The periphery of the grocery store has led in the expansion of revenues – namely within produce, but also spanning seafood, bakery products and ready-to-eat
Generalizar unos hábitos de consumo y de compra para todos los clientes se ha vuelto una tarea facilista e ineficaz. Las condiciones cambiantes de los mercados están haciendo que cada consumidor actúe o responda a los estímulos de manera diferente. Los constantes cambios han llevado a que muchos de ellos
How do you manage your energy and productivity throughout your day? Wanna know my secret? I take movement breaks often and eat lunch! According to the Center for Disease Control, more than 156 million full-time workers in the United States spend at least one-third of their day at the workplace.
A recent article about how to estimate a two-dimensional distribution function in SAS inspired me to think about a related computation: a 2-D cumulative sum. Suppose you have numbers in a matrix, X. A 2-D cumulative sum is a second matrix, C, such that the C[p,q] gives the sum of
“We live in disruptive times… where the only constant is a change” – this statement seems very accurate to the situation we face today. The funny thing is that this is a quote from an ancient philosopher Heraclitus of Efez, who had said it almost 2500 years ago! The “new