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El desafío de la gestión financiera pública en Colombia es monumental. Con una cifra estimada de 136 billones de pesos que se pierden anualmente por el no pago de impuestos, la necesidad de modernización del Estado es imperativa. Ante este panorama, la analítica avanzada y la Inteligencia Artificial (IA) se
Many data analysts are familiar with logistic regression, where the response variable, Y, has two observed values, often represented as Y=0 and Y=1. The case Y=0 encodes that an event did not happen. For example, a patient did not experience some disease or did not die. The opposite case (Y=1)
A new study spanning more than two decades and more than 500,000 issuer-months presents one of the most accurate and forward-looking models of corporate credit rating transitions to date. By combining machine learning with the SAS® KRIS® 1-year default probability (KDP), the authors show how investors can gain a powerful
Every day, millions of New Yorkers rely on the MTA subway – a system so vast and complex that even small delays can ripple across the city. Trains arrive, depart and stall in an intricate rhythm that’s constantly shifting. Capturing that rhythm in real time and translating it into something
When AI projects stall or fail, most leaders assume the culprit is flawed models or immature technology. But research shows the real barrier is trust. The new Data and AI Impact Report uncovered what we call the trust dilemma: the gap between how AI is perceived and how responsibly it’s
En la era de la inteligencia artificial y el machine learning, el valor de los datos es incuestionable. Los modelos aprenden, predicen y toman decisiones a partir de los datos con los que son entrenados. Sin embargo, cuando los datos reales escasean o no pueden utilizarse por razones de privacidad,
Con la irrupción de la IA, el volumen y la complejidad de modelos en producción se han disparado. En 2024, el 65% de las organizaciones declara usar gen-AI de forma regular y la adopción de IA en general subió hasta el 72%, extendiéndose a más funciones del negocio. Esto multiplica
Have you ever found yourself bursting with motivation to overhaul your diet and dive into a new workout regimen, only to feel overwhelmed and burn out within weeks? Or maybe you’ve made such minimal changes — like swapping one processed snack for another — that you didn’t see any real
Procurement has long been burdened by complexity – slow contract cycles, compliance risks and manual handoffs that eat away at time and efficiency. As AI matures beyond basic chat interfaces and static outputs, procurement leaders are beginning to witness the transition from manual inefficiency to automated agility. What makes agentic
Before we get started, I’d like to acknowledge that we’re inundated with buzzwords – all day, every day. I work in marketing, so I totally understand I’m part of the group to blame (sorry). But hear me out: “AI engineering” not only makes sense, but it’s critical to the future
A previous article discusses various ways to overlay a density curve on a histogram in SAS. SAS provides several procedures that handle this task for common univariate probability distributions such as normal, lognormal, and gamma. If you define and use a less common distribution, you can write a GTL template
At SAS Innovate in Orlando, our partners shared how they’re helping public sector organizations modernize operations and serve communities more effectively with SAS®. From using AI and automation to streamline government workflows, to enabling data-driven decision-making that improves citizen services, they’re showing what’s possible when innovation meets collaboration. In
Generative AI (GenAI) adoption is skyrocketing, but are leaders putting too much trust in it? The new Data and AI Impact Report found decision-makers trust GenAI three times as much as traditional machine learning, even though machine learning is more mathematically explainable. Just because GenAI seems trustworthy doesn’t mean it
La búsqueda por maximizar nuestra productividad es constante. Todos queremos ser más eficientes en el trabajo y tener más tiempo para compartir con nuestros seres queridos. Al evaluar tecnologías de datos e inteligencia artificial para automatizar procesos y mejorar la eficiencia, es natural preguntarse si realmente es posible adoptar una
Agentic AI is generating excitement and being cheered as the next frontier in automation and decision-making. However, beneath the buzz, lies a sobering forecast: Gartner warns that “over 40% of agentic AI projects will be canceled by the end of 2027, due to escalating costs, unclear business value, or inadequate