Asset and liability management (ALM) is still a cornerstone of banking. But when market conditions shift quickly, as they increasingly do, it no longer reflects how banks actually experience and manage risk, capital and profitability. The environment has changed. Volatility is now persistent rather than episodic. Regulatory expectations continue to
Governance, risk and compliance (GRC) frameworks are well established on paper. Most organizations have strategies, policies, risk registers and controls in place. Yet for many leaders, the reality looks quite different. Processes remain opaque. Responsibilities blur across functions. Regulatory changes trigger reactive workarounds rather than controlled execution. Audits consume excessive
Regulatory pressure is real. Regulations keep piling up – ESG, GDPR, supply chain due diligence and now the EU AI Act. There’s no sign of it slowing down. And it’s not just regulators watching; customers, partners, and investors have rising expectations. The situation feels like a pressure cooker. Leaders in
