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La banca ecuatoriana es una de las más sólidas en Latinoamérica. A los buenos resultados registrados en 2021 se suma el incremento del 18 % en la colocación de créditos en la primera parte de este año. “Aun así, se debe impulsar aún más la curiosidad y la innovación entre
Em anos recentes e especialmente depois da aceleração no e-commerce ocasionada pela Covid-19, evoluir abordagens em experiência do cliente (CX) se tornou prioritário para organizações de sucesso. A IDC prevê que investimentos globais em tecnologias nesta frente, que permitem geração de insights em tempo real e marketing personalizado, devem chegar
The first Friday in October is National Manufacturing Day. This day recognizes the importance of manufacturing to the global economy and spotlights career opportunities in modern manufacturing for students. Take a minute to enjoy this photo album from the event featuring SAS CEO Jim Goodnight, North Carolina Governor Roy Cooper,
Todos esperamos que la IA mejore nuestras vidas en muchos aspectos, pero también hay que cuidar los riesgos que puede conllevar su masificación. “La IA se basa en algoritmos que aprenden de los datos del mundo real, por lo que puede, inadvertidamente, reforzar los prejuicios sociales existentes. Gartner predice que,
One of the benefits of social media is the opportunity to learn new things. Recently, I saw a post on Twitter that intrigued me. The tweet said that the expected volume of a random tetrahedron in the unit cube (in 3-D) is E[Volume] = 0.0138427757.... This number seems surprisingly small!
No hay duda de que gran parte de la innovación y acelerada digitalización que ha vivido la banca y en general el sistema financiero en los últimos años se debe en buena parte al empuje de las fintechs y de los llamados neobancos. Según cifras de Statista con base en
Durante la última década, el sector financiero ha adoptado la transformación digital en la entrega de productos y servicios y en la mayor eficiencia y seguridad de sus operaciones. Lo vivido por la humanidad en los últimos años aceleró enormemente el proceso de transformación y hubo etapas en las que
Group and aggregate CAS tables Welcome to the continuation of my series Getting Started with Python Integration to SAS Viya. In previous posts, I discussed how to connect to the CAS server, how to execute CAS actions, and how to summarize columns. Now it's time to focus on how to group and aggregate CAS
Have you ever typed your credit card into an online order form and been told that you entered the wrong number? Perhaps you wondered, "How do they know that the numbers I typed do not make a valid credit card number?" The answer is that credit card numbers and other
In the modern world, hyperautomation is a way to speed up the development and launch of new digital products and processes – but how exactly can this be done? Throughout part 1 and part 2 of this blog series, we’ve been looking at what hyperautomation is and what it looks
La analítica de datos es conocida porque permite detectar patrones y comportamientos para predecir situaciones. Gracias a ella, las instituciones tienen la capacidad de anticiparse a las necesidades de los ciudadanos y poder tomar decisiones. Otra de las aplicaciones que tiene para, por ejemplo, las marcas, es poder recomendar productos
Getting demand right – or getting it wrong – can have a significant impact on customer perceptions of your brand, particularly in this age of instant gratification. The need for agile, accurate demand planning has never been greater. Predicting forward-looking demand signals and shifting consumer demand patterns to recommend balanced, profitable commercial
The benefits of AI and machine learning do not present themselves without risks. From the trustworthy use of AI and machine learning to the ability to explain the workings of the algorithms to the amplified risk of propagating bias in decision making, internal and external stakeholders are rightly concerned. However,
It is often said that cooperation is key to addressing big, intractable problems. The European Union recently highlighted this with amendments to the Administrative Tax Cooperation Directive. These amendments are designed to improve cooperation between tax authorities on administrative tax and reduce tax evasion and tax fraud.[1] Increasing information exchange
To find exact duplicates, matching all string pairs is the simplest approach, but it is not a very efficient or sufficient technique. Using the MD5 or SHA-1 hash algorithms can get us a correct outcome with a faster speed, yet near-duplicates would still not be on the radar. Text similarity is useful for finding files that look alike. There are various approaches to this and each of them has its own way to define documents that are considered duplicates. Furthermore, the definition of duplicate documents has implications for the type of processing and the results produced. Below are some of the options. Using SAS Visual Text Analytics, you can customize and accomplish this task during your corpus analysis journey either with Python SWAT package or with PROC SQL in SAS.