The traditional methods of making credit decisions relied mostly on human judgment; those have been replaced by methods that use statistical models. Today, statistical models are used not only for deciding whether to accept an applicant (application scoring), but also to predict the likelihood of defaults among customers who have

Big data seemed like all of the other marketing hype that we hear. But as the months have gone by, it seems clear that everyone is dealing with big data. You know, data coming in so fast that you can't adequately analyze it (at least not as efficiently and quickly

I recently published a post based on an InformationWeek article about the need for more analytic talent and tips for finding the right talent. InformationWeek failed  to include information about using SAS to uncover fraudulent responses in applications. This Post-It Note author uses SAS for that and entertainment.

Collaboration can be difficult, but what if you could provide a template that helps everyone work together more efficiently? The Post-It note author below has developed such a tool and suggests using it as a guide for accepted coding standards. You can also use templates to control the look of

I'm going to handle this Friday's Innovation Inspiration a bit differently from the way I usually do; rather than helping you find information so that you can try this on your own, I'd like to know what you would use to display fish mating calls. Obviously you would need a few