+Las empresas de todo el mundo están cambiando radicalmente su manera de operar y de relacionarse con clientes y socios. Se encuentran en plena transformación digital y capitalizan tendencias clave para evolucionar, como la nube, el Internet de las Cosas, la inteligencia artificial y la analítica, entre otras. De igual
Karen, in our last talk we discussed the importance of a professionally organized Data-Quality-Management. Today I want to go in a little bit more detailed. Could you describe what is important implementing Data Governance processes? How should such a data governance process be designed? For an efficient data governance process,
Data quality is a topic that is often discussed in insurance, but also plays a subordinate role in the project day. I asked Karen Prillwitz about the importance of data quality at large insurers. For many years Karen has advised insurance companies, and as a project manager in a large
How ready is your insurance organisation for the advent of AI? In the summer of 2017 I took part in a pan EMEA review of the readiness of Insurance companies for implementing AI, the full report can be found here: Pragmatic AI for Insurance. Some of the findings were surprising,
Survival plots are automatically created by the LIFETEST procedure. These graphs are most often customized to fit the needs of SAS users. One way to create the customized survival plot is to save the generated data from the LIFETEST procedure, and then use the SGPLOT procedure to create your custom
Chief Data Officer: talento analítico al servicio del negocio No voy a negar que tengo una perspectiva privilegiada. Desde SAS, la compañía que creó el nicho de la innovación en Analytics hace 42 años , observó cómo el análisis de la información está transformando nuestro entorno positivamente: negocios con mayor
Since the financial crisis, banking regulators have started to use stress testing as a way to examine how banks will manage under adverse conditions. The idea is to ensure that banks hold enough capital to survive economic shocks. The European Banking Authority published its draft stress-testing methodology for 2018 back
Todd Wright says the risk of fines for GDPR noncompliance may pale in comparison to the risk posed by reputation loss.
Quest’articolo è stato tradotto e integrato dal post originale di Lee Thorpe È un cambiamento fondamentale quello a cui le compagnie assicurativa stanno andando incontro. L’IFRS 17 sarà introdotto dallo IASB (International Accounting Standards Board) a partire dal 2020 e trasformerà la modalità di costruzione dei bilanci. Coerentemente con gli
There is so much going on that has potential to improve the way that insurers operate, it’s hard to know which opportunities to address, and also, which risks are too important to ignore. At SAS, we are fortunate to have a team of industry experts who understand how to contextualise
Die Abbildung einer möglichen zukünftigen Situation ist eine Kernaufgabe des Risiko-Managements. Dazu werden unterschiedlich komplexe Modelle mit möglichen Szenarien durchgerechnet. Hierbei erhält man pro Szenario und Vorhersage-Zeitpunkt ein Ergebnis. Bei mehrperiodischen Vorhersagen (z. B. bei Kredit-Portfolien oder Lebensversicherungen) gibt es pro Szenario einen Ergebnis-Pfad. Im Folgenden zeige ich, wie man mit
In my previous post, I described a new options to control the widths of the caps for Whiskers, Error and Limit bars. This topic could have been titled "Little things go a long way", as such details really make for a good graph. In a similar manner, another detail issue
The SG procedures and GTL statements do a lot of work for us to display the data using the specified statements. This includes setting many details such as arrow heads, line patterns etc, including caps. Often, such details have a fixed design according to what seems reasonable for most use
Autounfall und positives Kundenerlebnis? Wie passt das denn zusammen? Vor einigen Monaten ist es dann doch passiert: einmal unaufmerksam gewesen und Auffahrunfall in der Stadt verursacht. So ein Mist! Nicht wirklich schlimm – nur ein bisschen Blechschaden, aber super ärgerlich … Nachdem das Auto abgeschleppt und der erste Ärger verflogen
In the previous post, I discussed creating a 2D grid of spark lines by Year and Claim Type. This graph was presented in the SESUG conference held last week on SAS campus in the paper ""Methods for creating Sparklines using SAS" by Rick Andrews. This grid of sparklines was actually the
The 25th annual SESUG conference was held at in the SAS campus this week. I had the opportunity to meet and chat with many users and attend many excellent presentations. I will write about those that stood out (graphically) in my view. One excellent presentation was on "Methods for creating
Once in a while you run into a pesky situation that is hard to overcome without resorting to major surgery. Such a situation occurs when you have a stacked bar chart with a discrete legend positioned vertically on the side of the graph. A simple example is shown below. title
Paul Ridge, Banking & Insurance Specialist, SAS UK & Ireland, looks at the state of real-time customer experience in the insurance industry and how analytics can power hyper-personalised customer journeys. The insurance industry has always been there to cover the risks we face in our daily lives. Yet we’re seeing those
When a plot is classified by one or more variables, the different classes values are displayed in the graph either by position or by using different plot attributes such as color, marker shape or line pattern. For plots that display the visual by a filled area (bar, bin, band, bubble,
Plot statements included in the graph definition can contribute to the legend(s). This can happen automatically, or can be customized using the KEYLEGEND statement. For plot statements that are classified by a group variable, all of the unique group values are displayed in the legend, along with their graphical representation
Last year, a user asked about creating a "Turnip Plot" as used in this study of Caesarian Section Rates. Primarily, this is similar to a histogram on the y-axis for each unique value on the y-axis. A marker is drawn for each occurrence, starting from the center. Back then, I
The previous post on Multiple Blank Categories showed how to include multiple blank categories on the axis. But, given the purpose for this was to separate different segments in the data, I also included ideas on how to segmented a discrete axis using reference lines or Block Plot. A similar idea
Where does the European insurance industry stand in terms of advanced analytics, artificial intelligence and automation? Do we see that traditional methods of data analysis are now being labeled by the term "machine learning"? Maybe the industry is more advanced than that: Are real chatbots, for example, already ubiquitous? Let's
On the way to visit a customer recently, I heard a feature on the radio that made me stop and think. The feature was about a fitness chain that was about to open the world's largest gym in Germany. The difference was the membership model. Instead of a monthly membership fee, users
Wo steht eigentlich die europäische Versicherungswirtschaft in puncto Advanced Analytics, KI und Automatisierung? Erleben wir, dass gerade auch in der Assekuranz traditionelle Verfahren der Datenanalyse mit dem Begriff „maschinelles Lernen" überklebt werden? Oder ist die Branche hier schon deutlich weiter? Sind beispielsweise echte Chatbots wirklich schon allgegenwärtig? Aktuelle Einblicke gibt
Off and on, users have expressed the need to include multiple blank categories on a discrete axis. Often, this is desirable to separate groups of bars (or categories) in a graph due to some difference their definition. Such a case was discussed in this blog article on using non breaking
ODS Graphics procedures primarily strive towards the following goal: "Make simple graphs easy and complex graphs possible". SGPLOT procedure allows you create simple graphs with a single plot statement, and create complex graphs by layering together or combining multiple plot statements. Generally, the appearance follows the guidelines set by industry
Als ich neulich mal wieder auf der Autobahn unterwegs zu einem Kundentermin war, habe ich im Radio einen Beitrag gehört, der mich stutzig machte und zum Nachdenken brachte. In dem Beitrag ging es darum, dass eine Fitnesskette demnächst das größte Fitnessstudio der Welt in Deutschland eröffnen will. Und der Clou
SAS 9.4 maintenance release 5 was released on Sept 19, 2017. This release includes many new items including integration with SAS Viya and SAS Studio, a web application for SAS development. Also Included with this release are some cool new features in the graphics domain, some of which were requested
The importance of risk management has always been clear in financial services, but it is growing in other industries, including energy and telecommunication companies. This importance is being amplified through increasing demand for risk and finance integration. Innovation in risk has often come from firms with complex trading books. This
