IFRS 17 is a once-in-a-lifetime-change for insurance companies. It provides a set of new rules to improve the transparency of financial reporting in insurance companies, comparable to those of other industries. This will be a welcome change for analysts and other stakeholders, who have wanted this for a very long
While most organisations claim to want to compete on customer experience, our research shows that most organisations are unable to use analytics to predict customer needs. In the Age of Now, where consumers have more choices than ever and their expectations of brands are higher than ever, customer experience and
Atualmente, os dados são um dos ativos mais importantes das organizações. As organizações reúnem diferentes tipos de dados que são posteriormente processados e analisados para uma melhor compreensão da evolução das necessidades dos seus clientes. Os termos Business Analytics e Business Intelligence fazem parte da solução que ajuda as organizações a tomarem decisões baseadas
Data science is hot. Being a data scientist has been described as one of the world’s sexiest careers – though that may say more about the people coining the description than data science – and data scientists are both in high demand and increasingly well-paid. It is, in fact, highly
O mundo interconectado. Um mundo inteligente. Onde as empresas/marcas têm acesso a dados que permitem oferecer, aos clientes, soluções/produtos personalizados. Bem-vindos ao mundo (utópico?) da Internet das Coisas. Mas será que esta visão é viável? Como é que as empresas conseguirão atingir este cenário? Falámos com um dos especialistas na
We talk a lot about skills, and particularly the importance of developing new skills to enable wider and better use of analytics. What we tend to forget, however, is that it is not just on an individual basis. In other words, analytics is a team effort, drawing on a number
An interview with Gaetano Giannetto, CEO of Epipoli/Groupalia Transparency and quality of algorithms will form the basis of a new alliance and a new balance between companies and their customers. “Data intelligence becomes a competitive advantage only if you’re able to use it,” according to Gaetano Giannetto, CEO of Epipoli,
The strong growth of artificial intelligence (AI) and smart algorithms mean that technology — in robotics for example — is increasingly able to learn independently of any human intervention. It can therefore also operate more autonomously. Self-learning AI, however, raises plenty of questions and certainly demands some effective preconditions. It
On the face of it, a partnership between the Internet of Things (IoT) and animals is not an obvious one. However, a number of trials and larger-scale implementations of IoT use with household pets and in farming are showing that connected ’Smudge’ and ‘Daisy’ can provide real benefits. This should
Model risk management (MRM) is not a new topic; financial institutions have been relying on models to support their decision making for decades. Recently, however, the MRM discipline has become more formalised and rigorous. Regulatory activities, such as the recent European Banking Authority's (EBA) Targeted Review of Internal Models, require
