This technical case study by Faisal Dosani, Royal Bank of Canada; Lisa Eckler, Lisa Eckler Consulting Inc.; and Marje Fecht, Prowerk Consulting Ltd.,  discusses the steps to develop a hands-off process for creating flexible and extensible solutions that avoid maintainability issues and enable speed to market of results. Building reusable

The traditional methods of making credit decisions relied mostly on human judgment; those have been replaced by methods that use statistical models. Today, statistical models are used not only for deciding whether to accept an applicant (application scoring), but also to predict the likelihood of defaults among customers who have

Big data seemed like all of the other marketing hype that we hear. But as the months have gone by, it seems clear that everyone is dealing with big data. You know, data coming in so fast that you can't adequately analyze it (at least not as efficiently and quickly

I recently published a post based on an InformationWeek article about the need for more analytic talent and tips for finding the right talent. InformationWeek failed  to include information about using SAS to uncover fraudulent responses in applications. This Post-It Note author uses SAS for that and entertainment.

Collaboration can be difficult, but what if you could provide a template that helps everyone work together more efficiently? The Post-It note author below has developed such a tool and suggests using it as a guide for accepted coding standards. You can also use templates to control the look of