![Could the financial sector be doing more with their models if they borrowed innovation from elsewhere?](https://blogs.sas.com/content/sascom/files/2011/11/lgd-dist.png)
As the Basel Accords continue to drum up attention in the global financial markets, many institutions are looking at how they can strike a balance between capital requirements and competitive advantage. One area of focus is consumer credit risk modelling and scoring, as the more accurate and robust the models