![The new key elements in risk modeling and decisioning](https://blogs.sas.com/content/hiddeninsights/files/2020/01/micheile-henderson-micheile010-visual-stories-nl-ZVprbBmT8QA-unsplash-702x336.jpg)
Today’s business banking models are changing. Internal rating models enjoyed the spotlight for a long time, but new topics are already catching on. Machine learning and artificial intelligence are key new elements in addition to traditional techniques for model development. EU and international regulators have also taken an active interest