Find out how analytics can protect against fraud and cybercrime
얼마전 캄보디아와 메콩강 일대의 이른바 '사기 컴파운드' 관련 산업형 범죄로 전국이 충격과 공포에 휩싸였습니다. 한국인을 노린 조직적 범죄 시도와 탈출 및 구조 사례가 연이어 보도되면서 이 문제는 치안과 외교를 넘어 금융 대응 방식에도 대전환이 필요하다는 경고로 다가오고 있습니다. 특히 사기, 자금세탁, 온라인 도박, 지하 환전, 가상자산이 물리적 통제와 디지털 범죄가
There are moments in your career that stay with you forever – not because they were carefully orchestrated – but because they were fueled by passion and a desire to make a real difference. For R&D Senior Director, Dan Tamburro, one of those moments came shortly after the terrorist attacks
En un mundo hiperconectado, donde los pagos digitales y las transacciones online crecen a un ritmo vertiginoso, el fraude financiero y el incumplimiento normativo se han convertido en desafíos críticos para las organizaciones. Según la ACFE, las empresas pierden en promedio el 5% de sus ingresos anuales por fraude, lo
Digital banking has made convenience the norm, but it’s also made fraud inevitable. The accelerating pace of digital transactions – real-time payments, mobile banking, embedded finance – creates new opportunities for innovation and opens the door to more sophisticated fraud. This is where AI steps in. Not just as a
1. Fraud Detection 정의 Fraud Detection(혹은 Fraud Detection System)이란 금융, 전자상거래, 통신, 보험 등 다양한 산업 영역에서 발생할 수 있는 사기나 부정 거래를 조기에 식별하고 방지하기 위한 기술적·분석적 접근을 의미합니다. 부정 행위 탐지의 핵심은 ‘정상적인 패턴과의 미묘한 차이’를 찾아내는 것입니다. 이를 위해 대량의 거래 데이터, 사용자 행동 로그, 네트워크 활동
En 2024, près d’une entreprise française sur deux a subi une cyberattaque majeure, et dans 60 % des cas, tout a commencé par un simple mail ou appel frauduleux. Derrière chaque clic, chaque voix clonée, l’ingénierie sociale exploite nos failles humaines pour contourner les défenses les plus sophistiquées. Phishing, deepfake, usurpation
One of the lesser talked-about issues large organizations face is the siloes that their various business units operate in. It’s a peculiar situation born from the specificity of tasks and objectives assigned to hyper-specialized teams within an enterprise. This separation of tasks inevitably leads to critical dependencies between teams. However,
No one is immune to identity theft – I know this firsthand. I was targeted while working at a financial institution where I was also a credit card customer. One day at work, I received an internal call from the bank’s customer contact center. I was informed that someone impersonating
The rise of AI-powered fraud has supercharged criminals’ abilities to exploit systemic weaknesses and fool the most careful among us. Fortunately, as indicated by recent research from SAS and Coleman Parkes, the next few years will see major AI investments by government fraud fighters, giving hope that they will turn
Across government programs worldwide, the stakes for managing fraud, waste and abuse (FWA) have never been higher. Every dollar lost to fraud is a dollar that could have been used to fund public health, education, or infrastructure. In a previous blog, I discussed the movement toward increasing public sector productivity
Hackers have a major milestone to celebrate this year as the phishing attack turns 30 years old. Phishing attacks can be traced back to the 90s, coinciding with the popularity of America Online (AOL). For those too young to remember, AOL was an early internet service provider that revolutionized the
With the rapid evolution of regulatory environments, the pressure on financial institutions (FIs) to effectively detect and prevent money laundering while staying compliant with the changing pace of regulatory requirements is greater than ever. However, with the right tools and strategies, this pressure can be effectively managed. Regulatory scrutiny is
SAS' new approach to MRM streamlines your compliance and review process by delivering real-time model reporting and statistical outputs.
El fraude en siniestros de autos es uno de los grandes retos para las aseguradoras. No siempre se trata de un reclamo aislado y evidente: en muchas ocasiones, se forman redes de personas y proveedores que actúan de manera coordinada para explotar vulnerabilidades en los procesos de indemnización. Los métodos
Cumplir con las regulaciones de Prevención de Blanqueo de Capitales (Anti-Money Laundering, AML) y realizar la diligencia debida de clientes (Customer Due Diligence, CDD) es un desafío constante para las organizaciones financieras y corporativas. Con la globalización de los negocios y el aumento de transacciones digitales, los procesos tradicionales de
[SAS 실시간 제재 스크리닝 도입사례 - Orange Bank] - Orange Bank, SAS의 고급 분석 및 실시간 제재 스크리닝 솔루션 도입 후 리스크 대응 민첩성 및 효율성 향상 - 오탐률 감소, 성능 개선, 운영 효율성 강화 디지털 금융의 선두주자 Orange Bank는 금융 범죄 및 테러 자금 조달(CFT)에 대한 대응 역량을
SAS is transforming the motor insurance claims process by integrating of tools - blending data management, ML, and UX into 1 complete system.
SAS Hackathon 2025が間もなく開幕 公式サイトはこちら☞ https://www.sas.com/sas/events/hackathon.html はじめに 課題、テーマや使用データ 課題やテーマ、使用データは参加者ご自身で準備いただきます 2023年の日本からの参加チームは、オープンデータを使用したチーム、普段の自社内の取り組みプロジェクトのデータを使用したチームなどがありました 分析環境や、専門スキルの支援などはSAS側で用意されます コミュニケーションに使用する言語 日本からの参加者をサポートするメンターはSAS Japanから日本語を話す社員が担当する予定ですが、エキスパートや他の参加者との交流は英語になります 成果物に使用する言語 成果物（プレゼン動画やプレゼン資料、アプリケーションなど）は英語になります。昨年の日本からの参加チームはそれぞれ、英語でのプレゼン、無音声英語文字のみのプレゼン、英語機械音声など様々な方法で対応されました 作業場所 オンラインでの約１か月間の作業なので、作業場所は、参加チームそれぞれで確保いただきます 2025 キックオフイベントの様子 ソーシャル メディア プラットフォーム経由で視聴する LinkedIn☞https://www.linkedin.com/events/7333469635326984193/ Youtube☞https://www.youtube.com/live/yp008_MVfF4 SAS Hackathonとは 好奇心は私たちの規範です 素晴らしいアイデアは、どこからでも誰からでも生まれます。さまざまな地域から、さまざまな背景やスキルレベルを持つデータ愛好家が集まると、驚くべきことが起こります。これらの優れた頭脳は、私たちの日常生活、ビジネスのやり方、人道的活動への取り組み方を変えるような新しいものを発明するでしょう。好奇心旺盛な頭脳が協力し合うと、世界が勝利するからです。 特長 仲間のプログラマーと協力する 経験豊富なデータ サイエンティストから初心者の技術者、パートナー、SAS エキスパートまで、誰もがクラウド上の SAS® Viya でオープン ソースを使用します。 無料の学習リソースを活用する トレーニング コースや仮想学習ラボを利用して、AI、クラウド環境、業界に関するコーチングを活用できます。 新しいテクノロジーを簡単に試すことができる SAS ハッカソンは、SAS ユーザーだけでなく、初心者や新規参入者の好奇心を刺激します。Python と R の専門知識を持つオープンソース プログラマーでも、そのスキルを SAS Viya
Shrinking budgets, rising citizen expectations and increasingly sophisticated fraud schemes have stretched resources thin. Meanwhile, outdated systems and manual processes make it harder for frontline workers to keep pace. According to a global study commissioned by SAS, a striking 85% of policymakers and public sector leaders cite the fight against
Fraud remains a huge challenge for governments and inspectors at all levels, as fraudsters today are more successful than ever. Technologies such as analytics and AI have tremendous potential to support investigations. Why are fraudsters so successful these days? Partly because they seek easy targets, work hard to stay off
La lucha contra la delincuencia financiera es un desafío constante y cada vez más sofisticado. En Colombia, en 2023, se registraron 28.000 millones de intentos de ataques digitales dirigidos al sistema bancario, de acuerdo con datos de la Superintendencia Financiera. Desde el lavado de activos y la financiación del terrorismo
Fraud and financial scams are on the rise. According to the FBI's Internet Crime Complaint Center's annual report, scammers stole a record $16.6 billion in 2024, a 33% increase from 2023. This problem affects everyone. The SAS Faces of Fraud Study revealed that 70% of consumers have fallen victim to
Financial fraud is a high-stakes issue in banking, where schemes are becoming increasingly sophisticated and costly. As a result, detecting anomalies quickly and accurately is a top priority. But traditional data-driven fraud detection models face challenges such as data scarcity, privacy constraints, and model bias. This is where synthetic data
은행업계의 미래는 지금보다 지능화되겠지만 위험도는 더 높아질 것이라는 연구결과가 발표되어 업계의 이목을 끌고 있습니다. SAS의 후원을 받아 이코노미스트 임팩트(Economist Impact)가 진행한 새로운 연구에서는 은행업계가 직면해 있는 선택지와 앞으로 나아갈 방향을 짚어보고, '디지털 인텔리전스 시대'를 선도하기 위한 5가지 필수 요소를 제시합니다. 전 세계 금융 기관은 심화되는 경제적 변동성, 폭발적인 기술 가속화
Many of today’s fraudsters are figuring out how to use AI to automate and structure scams that are unique to each person they target. If fraudsters can analyze your data, learn your patterns, track your interests, and exploit who you trust – how can you combat them? According to SAS
Government productivity and transparency are hot topics, with trust in public institutions declining worldwide and global public debt levels nearing 100 percent of global gross domestic product. Managing fraud, waste and abuse (FWA) is key to public sector productivity. The British Government estimates that £39.8 billion to £58.5 billion of
Mais uma vez marcaremos presença no maior evento de tecnologia e inovação do setor financeiro: o Febraban Tech! Neste ano, o congresso acontece de 10 a 12 de junho, novamente no Transamérica Expo Center, e tem como tema central “A aceleração do Setor Financeiro na Era da Inteligência”. E o
Back when I was in banking, I always looked forward to certain annual vendor meetings and reports. These key partners provided valuable insight into what was happening beyond the four walls of our institution. Their input was essential to helping us assess our market position and refine our strategy. Some
Banks face increasing vulnerabilities, including fraud, cyberattacks, regulatory pressures and rapidly evolving customer behaviors. To remain secure and resilient, financial institutions must do more than simply adopt new technologies – they must build intelligent, adaptive systems. This is where a data and AI platform becomes a critical engine – not
As agentic AI systems evolve through protocols like MCP and A2A, traditional security practices must be adapted to address new risks such as goal misalignment and tool instruction abuse. This article explores practical threat modeling strategies, including goal alignment cascades and distinguishing between parameter-only vs. instruction-enabled tool calls.
