Manchmal ist abwarten und Tee trinken zwar genau die richtige Strategie, aber nicht in Sachen IFRS 17. Hier können und dürfen sich die Versicherer eine solche Haltung nicht mehr leisten. Warum nicht? Weil die Aufsicht spätestens 2021 viele neue Regularien umgesetzt sehen will. Und die sind sehr komplex in ihren operativen
Cotidianamente las empresas se enfrentan a la toma de vitales decisiones de negocio, desgraciadamente muchas de ellas se ven en la necesidad de hacerlo sin la certeza que éstas sean idóneas, ya que el panorama en el que deben analizar no es totalmente claro. Esta toma de decisiones ciegas tienen
IDV (Individuelle Datenverarbeitung) ist ein Thema, das in den Banken als Teil von BCBS 239 seit Langem kritisch diskutiert wird. Ruppert Jaeschke betreut und berät seit fast 15 Jahren zahlreiche deutsche Banken im Umfeld Business Intelligence und SAS. Er hat eine klare Meinung zu diesem regulatorischen Thema. Frage: Welche Schmerzen
As technology evolves, so do the c-suite roles related to technology. In particular, the roles of Chief Digital Officer and Chief Data Officer – both referred to as CDO – have seen rapid changes. This post will document the changes I've observed in these two roles, and answer questions I've heard as our customers have been navigating the
Data quality initiatives challenge organizations because the discipline encompasses so many issues, approaches and tools. Across the board, there are four main activity areas – or pillars – that underlie any successful data quality initiative. Let’s look at what each pillar means, then consider the benefits SAS Data Management brings
A recent issue of Astronomy magazine mentioned Kepler's third law of planetary motion, which states "the square of a planet's orbital period is proportional to the cube of its average distance from the Sun" (Astronomy, Dec 2016, p. 17). The article included a graph (shown at the right) that shows
JSON is the new XML. The number of SAS users who need to access JSON data has skyrocketed, thanks mainly to the proliferation of REST-based APIs and web services. Because JSON is structured data in text format, we've been able to offer simple parsing techniques that use DATA step and
Nearly every organization has to deal with big data, and that often means dealing with big data problems. For some organizations, especially government agencies, addressing these problems provides more than a competitive advantage, it helps them ensure public confidence in their work or meet standards mandated by law. In this
A lo largo de más de 40 años apoyando el crecimiento de su negocio, con nuestras soluciones de Analítica Empresarial, hemos forjado un fuerte compromiso con nuestros socios de negocio: ser un socio confiable y no sólo un proveedor. Siendo líderes en el mercado en soluciones Analíticas, tenemos claro que
En todos lados se habla de lo mismo: transformación digital. Es generalizada la necesidad de hacer las cosas diferentes, ya sea por medio de una nueva apuesta o reinventando la forma en la que hoy se hacen las cosas. Tener acceso a soluciones en todas partes gracias a la Nube
Digitalisierung, Big Data, IoT, Smart Data – die Liste an Ansätzen, die den Klassiker „aus Daten mach Umsatz“ neu definieren wollen, wird länger und länger. An cleveren, schlüssigen und vielversprechenden Methoden mangelt es sicher nicht, ihnen allen gemein ist aber der mahnende Zeigefinger und ewige Spielverderber Datenqualität. Und wie das
¿Recuerda cómo se tomaban las decisiones de mercadeo antes de que apareciera internet? Gerentes de mercadeo que hacían de usuarios incógnitos para conocer la experiencia de los clientes, colaboradores que contaban una a una las personas que pasaban por cierto lugar para saber el tráfico potencial que podría llegar a
Ab 2018 verschärft die EU massiv den Datenschutz. Betroffen ist weltweit jedes Unternehmen, das EU-Bürgern etwas anbietet, ihr Kauf&Klick-Verhalten analysiert oder im Auftrag verarbeitet. Erste Projekte sind bereits gestartet, um die geforderten „angemessenen Maßnahmen“ real auch nachweisen zu können. Denn hohe Strafen und schlechte Presse lauern. Es lockt das Vertrauen
A SAS customer asked how to use background colors and a dashed line to emphasize the forecast region for a graph that shows a time series model. The task requires the following steps: Use the ATTRPRIORITY=NONE option on the ODS GRAPHICS statement to make sure that the current ODS style
We all know that when customers are interested in a new product or service that you offer, digital channels are most often their first, and probably unique, point of interaction. What if every time customers interacted with you, they got exactly what they needed, with minimal effort? Marketers should use
A hot button issue this election season was the need to determine the eligibility of people for various government programs like the Affordable Care Act (ACA), Medicare and Medicaid, or entry into the United States as a migrant refugee. “Look, we’re facing the worst refugee crisis since the end of
Una de las preocupaciones constantes de toda compañía es desarrollar un ROI (Retorno de Inversión) positivo, es decir, tener la certeza de que las acciones realizadas como parte de la estrategia de negocio serán rentables. Por ello, diversos organismos de innovación empresarial han decidido implementar herramientas que permiten a las
.@philsimon says don't treat data self-service as a binary.
Anteriormente al hablar sobre la implementación de soluciones de business analytics en las empresas, se consideraba necesario invertir grandes cantidades de capital en hardware especializado para alcanzar los resultados deseados, sin embargo, hoy en día gracias a los avances tecnológicos ha sido posible acabar por completo con este inconveniente. La
The digital age has fundamentally changed how brands and organisations interact with consumers. This shift has been a crucial part of the Third Industrial Revolution and helped spark the era of consumers sharing their data with different organisations. But now organisations are heralding the Fourth Industrial Revolution, and data is
Electronic health records (EHRs) and the overall advancement of information technology have produced a tsunami of data that must be stored, managed and used. Some had naively hoped that EHRs would bring a simpler, more streamlined industry. Instead, we’re finding that the delivery and management of health care is more
With DataFlux Data Management 2.7, the major component of SAS Data Quality and other SAS Data Management solutions, every job has a REST API automatically created once moved to the Data Management Server. This is a great feature and enables us to easily call Data Management jobs from programming languages
Everyone all sugared up? I remember the annual scene of Halloween night as my sister and I shed our costumes, poured our loot onto the living room floor and began the negotiations. Fortunately, I was partial to the chewy fruity candies and and she was partial to chocolate. The only chocolate bar I was
.@philsimon says that data-governance professionals will need to be more agile than ever.
In a previous blog article, Risk Data Aggregation and Reporting – Why now more than ever? – Part 1, I have discussed the requirements of the paper of the Basel Committee numbered 239 and one of the reasons the execution or application of the principles discussed therein is important for
The study of social networks has gained importance over the years within social and behavioral research on HIV and AIDS. Social network research can show routes of potential viral transfer, and be used to understand the influence of peer norms and practices on the risk behaviors of individuals. This example analyzes the
No cabe duda de que la analítica ahora está en todas partes. Gracias a la Nube (cloud) se puede acceder a las soluciones desde cualquier lugar y aplicarla en todo lo que nos imaginemos. Incluso en una pista tan sofisticada y tecnológica como resulta ser la de la Fórmula 1,
Fresh from chairing the Foresight Practitioner Conference on “Worst Practices in Business Forecasting,” hosted two weeks ago at the Institute for Advanced Analytics at North Carolina State University, Foresight editor-in-chief Len Tashman previews the Fall 2016 issue. Preview of the Fall 2016 issue of Foresight In the provocative article, “The
Hadoop may have been the buzzword for the last few years, but streaming seems to be what everyone is talking about these days. Hadoop deals primarily with big data in stationary and batch-based analytics. But modern streaming technologies are aimed at the opposite spectrum, dealing with data in motion and
With the US Affordable Care Act (ACA) and other health topics in the news lately, I wondered how much people spend on healthcare in various countries. Of course spending varies from person to person, so I decided to take a look at the average per capita spending in each country (it's
